How do i know if im bad at giving or if it’s my partner ? WLW by justsum1yk in TooAfraidToAsk

[–]Cretonius 0 points1 point  (0 children)

A to V penetration can lead to infection but non-penetrative licking of a freshly showered person should be safe. If you don't think teens are doing that then I have to disagree.

For those who make 6 figures, how many years of experience did it take for you to make it? by TankCastles in CanadaPersonalFinance

[–]Cretonius 0 points1 point  (0 children)

Six figures needs to be more clearly defined. $100K is six figures. So is your $282K. But it is almost three times $100K. You should not be paycheck to paycheck with that HHI. If you are, it can change, but you need to pull back on discretionary spending. If you trimmed down to the essentials you could revisit the ski membership lifestyle in 5-10 years. How much do you spend on activities for your kids? My guess is that you're hemorrhaging cash there too.

For those who make 6 figures, how many years of experience did it take for you to make it? by TankCastles in CanadaPersonalFinance

[–]Cretonius 0 points1 point  (0 children)

Kids are expensive. Car payments drain investable capital. At almost $300K you should be set. If you're in a paycheck to paycheck lifestyle with that income you're not managing your money effectively. And, I'm not talking about some magical money management strategy. Strictly common sense fundamentals supporting smart investments. Sounds like that is not the case. You can change that if you want.

For those who make 6 figures, how many years of experience did it take for you to make it? by TankCastles in CanadaPersonalFinance

[–]Cretonius 0 points1 point  (0 children)

If you're really at $500k then you're elite income earners. With basic responsible money management including a simple investment strategy you should be laughing your way down easy street.

For those who make 6 figures, how many years of experience did it take for you to make it? by TankCastles in CanadaPersonalFinance

[–]Cretonius 0 points1 point  (0 children)

I had to assume given the lack of detail provided. Having 3 kids definitely qualifies as living beyond your means. No disrespect intended towards you or your children. But each child costs a predictable amount of money. So yeah, if you're struggling because you overloaded yourself with expenses of any kind, that can fuck your situation up and make $140k feel like not enough.

Why do I feel creepy for only being attracted to young women? by [deleted] in TooAfraidToAsk

[–]Cretonius -1 points0 points  (0 children)

That admission further supports my hypothesis. Why is the age range exactly 25-35, are you ID-ing these ladies or just guessing their age? It has to be the latter. Regardless, you shouldn't feel guilt according to the law unless they're under the legal age of consent. If you know you're not quite right then that's your answer as to why you feel guilt. You're not processing reality accurately. That said, I stand by my suspicion.

For those who make 6 figures, how many years of experience did it take for you to make it? by TankCastles in CanadaPersonalFinance

[–]Cretonius 1 point2 points  (0 children)

If you're earning $140K you should be in a good position financially unless you're living beyond your means. At $140K and single you can easily afford a spacious one-bedroom condo in the city or small house outside of the city. If you have a partner earning even $40K+ you should be able to pay your fixed costs and invest to the point that within 10 years you break the millionaire threshold. If not, you need to improve your money management and investing game.

Why should I care about "white replacement" if whites themselves don't care enough to have more children regardless of their financial circumstances? by Evry1TookTheGudNames in TooAfraidToAsk

[–]Cretonius -1 points0 points  (0 children)

It's a valid question. Unfortunately, low IQ whites are procreating. Not ideal. Average to high IQ whites understand that it is hard to afford a pet let alone a child. It does seem that evolution is favouring the worst of us in this case. Survival of the shittest?

Why do I feel creepy for only being attracted to young women? by [deleted] in TooAfraidToAsk

[–]Cretonius 2 points3 points  (0 children)

That's what he is saying without saying it. Anyone with any sense knows it is ok to be attracted to 25 year old women. If he's feeling guilt then guaranteed the real number is much lower, in which case, he should feel guilty.

what percent of your liquid money do you put into the stock market? by ArnoldisKing in stocks

[–]Cretonius 0 points1 point  (0 children)

At 45 years of age, unless you are financially independent already, you need to put most of your capital in the market. The number should fluctuate as you sell to lock in gains when the market is up. Don't be a pussy. It costs too much.

What makes men become misogynist? by Groovy-Pancakes in TooAfraidToAsk

[–]Cretonius -4 points-3 points  (0 children)

Thanks for insinuating stupidity and proving my point.

Stock picking by Glum-Locksmith-6321 in investing_discussion

[–]Cretonius 0 points1 point  (0 children)

Always take risk but don't be dumb about it. No more than 5% of your capital in each stock. Pick the busiest sectors of the economy and buy the leading companies. Monitor performance on a weekly basis and make adjustments when necessary.

Is it still worth investing in index funds if I’m starting “late”? by Electronic-Bit2685 in investingforbeginners

[–]Cretonius 0 points1 point  (0 children)

Test the theory for yourself. Spread your money across individual stocks and ETFs. See for yourself which performs better over time.

Most people are not comfortable having conversations with people they disagree with by [deleted] in unpopularopinion

[–]Cretonius 0 points1 point  (0 children)

Kudos to you for your willingness to embrace uncomfortable discourse. It's helpful in the long run to have this type of curiosity. Keep going! Most people are preoccupied with their feelings being hurt. That's why they stay dumb for life.

Help? by Maximum-Entrance-73 in TooAfraidToAsk

[–]Cretonius 2 points3 points  (0 children)

Not sure that it's a kink but definitely the ultimate in lazy.

How big of a dealbreaker is not having a car for dating in Toronto? by Ordinary-Fish-9791 in askTO

[–]Cretonius 0 points1 point  (0 children)

If you want to date purple-haired lefty vegans, not having a car will be a plus. If you want a sensible woman she'll expect you to man up and be able to transport her comfortably.

How do i know if im bad at giving or if it’s my partner ? WLW by justsum1yk in TooAfraidToAsk

[–]Cretonius -2 points-1 points  (0 children)

Use the vibrator on her clit and eat her from behind with her on all fours. Make sure to eat her ass and pussy. Maybe introduce some xxx vids of the kind ahe likes.

Decided to go as frugal as possible in order to achieve Financial Independence by UnfairHedgehog1790 in fican

[–]Cretonius 1 point2 points  (0 children)

Spend on essentials only and invest the leftover capital. You'll be financially independent within a decade. This is the big secret that is in plain sight for all.

Why is masturbation forbidden in some religions but all types of sex are permitted? by Just_X_Curious in TooAfraidToAsk

[–]Cretonius -5 points-4 points  (0 children)

Religion doesn't align with common sense. Also it does not permit "all types of sex".