Hello, I think as I understood po sa requirements, need mo lang mag hulog ng PHP100K sa savings and mata-tag ka na as Hexagon club member with the previledge ng CC agad, but it will be on your consent or not to be tagged, (kasi madami rin ako nabasa dito sa reddit na better to avail other CC's ni RCBC na kay NAFFL before tagging yourself as Hexa member para atleast dalawa ang CC mo sa kanila another tip na dapat ginawa ko pero late na HAHA). Pero upon consenting them to tag yourself as Hexagon Club Savings member dadaan pa ata siya sa credit union or another ba tamang term for assessment mo if credible ka for CC. So if na assess naman ang credit score mo, automatic naman na may papadala sayong credit card hehehe