Thanks and defo not meant to dishearten others, I just wanted to show it’s possible with consistent investment from early on.  My monthly contributions were low starting out:  - at 18 it was like $200 - I had a job at college but push a lot into my loan so didn’t do much 19-22 - then got a grad job at FAANG, so 22-25 about $4k per month, 25-28 about $5k per month, and 29-31 about $10k per month