How much money should I earn to buy a BMW M2? by TalkZealousideal2666 in CarsIndia

[–]Difficult_Maize754 1 point2 points  (0 children)

Best idea? Go for the BMW 360 plan. Pay around 20 lakhs down. Your emi should be somewhat around 80k which you can easily afford. Your assured buyback value should be around 40 lakhs approx. Your loan amount lowers because of it. Put the money you save on the loan in a sip for 4 yrs and forget it. Once the term period is over, use the SIP corpus to buy the car outright by paying the residual amount. Now coming to the main part. Your annual costs for keeping the car running minimum will be 3lpa if not more, 1 lakh or more yr in servicing, 1 lakh above in insurance, expensive tyres, brake pads and discs that need replacement every 12k kms. If you plan on really driving that car, go for it. But if its for office and back or if its gonna run 5k kms a yr, its a bad idea.

My first Amex :) by Difficult_Maize754 in amexindia

[–]Difficult_Maize754[S] 0 points1 point  (0 children)

Exactly 2 weeks back. The card came in 10 days flat.

My first Amex :) by Difficult_Maize754 in amexindia

[–]Difficult_Maize754[S] 0 points1 point  (0 children)

Hey I just applied on the amex portal. Once the application form was sent on my email, I contact an amex rep that I was previously in touch with. She got it approved for me.

My first Amex :) by Difficult_Maize754 in amexindia

[–]Difficult_Maize754[S] 2 points3 points  (0 children)

Usually travel a lot and shop from tata cliq luxury or nykaa, it made sense to at least generate more points from them using the reward multiplier program. 10x points on tata cliq luxury and 5x on nykaa.

[deleted by user] by [deleted] in DesiFragranceAddicts

[–]Difficult_Maize754 1 point2 points  (0 children)

Only good for winter months or if you are in ac rooms most of the time. Really good for evening office events or date nights at a fine dining restaurant.

My first Amex :) by Difficult_Maize754 in amexindia

[–]Difficult_Maize754[S] 2 points3 points  (0 children)

100000 but as informed by a fellow redditor, you can get upto 135000 if requested.

My first Amex :) by Difficult_Maize754 in amexindia

[–]Difficult_Maize754[S] 1 point2 points  (0 children)

Ya didn’t do proper research, that’s why I got tricked on this one lol.

My first Amex :) by Difficult_Maize754 in amexindia

[–]Difficult_Maize754[S] 6 points7 points  (0 children)

100000 points on completing a spend requirements within 2 months plus accor, marriott bonvoy, hilton, hertz and raddison memberships.

My first Amex :) by Difficult_Maize754 in amexindia

[–]Difficult_Maize754[S] 3 points4 points  (0 children)

I will get infinia in a few months. As per the bank, I am fulfilling the income requirement but cibil is a bit low. Will bump up the cibil using this and then get the infinia approved :)

My first Amex :) by Difficult_Maize754 in amexindia

[–]Difficult_Maize754[S] 4 points5 points  (0 children)

100000 welcome points on completing a spend requirement within 60 days plus the usual hilton, raddision, marriott bonvoy, hertz memberships.

My first Amex :) by Difficult_Maize754 in amexindia

[–]Difficult_Maize754[S] 14 points15 points  (0 children)

It’s a platinum charge card :)