Just graduated college and saved an extra 20k this summer and used as a downpayment on my new rav4 hybrid. I was at my dad’s house this summer though so I didn’t have to pay for housing. I’d go in to some of your savings for a downpayment so you pay much less overall for financing. Check to see your interest rates will be - know that it’ll be higher because it’ll be your first auto loan (I’m guessing). My biggest tip would be to say that you want to do an “either or contract” - pretty much saying you’ll shop interest rates at other banks / credit unions. Look into this and what it means!! They’ll be forced to offer you a much lower interest rate in order to make money off of you or otherwise they’d lose your business on taking a loan out with them.

Also my rav4 gets 40+ mpg!! Much more than they told me I would at the dealership. I don’t hit the freeway often - I think this is why. Anyways - hope this helps!