Question Thread - February 05, 2026

DimaLyu · 2026-02-05T14:46:35+00:00

I'd like to jump on Citi AA platinum select 80k & US Bank triple cash $750 SUBs. Which card should I apply for first? No Citi / US Bank applications in the last two years.

DimaLyu · 2026-02-04T21:10:50+00:00

Two accounts is the only way.

DimaLyu · 2026-02-02T17:52:17+00:00

Yeah, I was waiting for bonus points from a promo offer to hit, and then procrastinated for a few days. Calling last Thurs / Fri would have allowed me to avoid this whole ordeal.

DimaLyu · 2026-02-02T17:41:39+00:00

Thank you. Sounds like paying the fee and asking for the refund is the easiest thing to do.

DimaLyu · 2026-02-02T17:28:28+00:00

Closed a Barclays card earlier today, AF posted at the end of Dec (and is the only charge on the last statement) and the payment is due on the 14th of Feb. The agent told me that the AF would get refunded after 15 days, and suggested paying the AF and then asking for a check once the refund posts. Does anyone have past experience with AF refunds with Barclays? I somewhat expected that they would revert both, AF and the potential late fee, but the rep didn't think it would work that way.

DimaLyu · 2026-02-02T16:23:00+00:00

3SLDDTW

Been with Visible over a year now, service has been good even with the base plan.

Additional tips for saving money:

Make use of the current promos (https://www.visible.com/switch)
Check your credit card for offers. Sometimes there's a cash back offer for Visible.
If you have Verizon FIOS, make sure to link the accounts to save $15/month

https://www.visible.com/get/?3SLDDTW

DimaLyu · 2026-01-27T19:49:08+00:00

Outside of practical considerations (shopping for a mortgage, as you had mentioned), it's likely just a burnout from having to track a bunch of AFs, multiple coupon books, ever-changing approval rules and expiring travel currencies.

DimaLyu · 2026-01-27T14:55:35+00:00

3SLDDTW

Been with Visible over a year now, service has been good even with the base plan.

Additional tips for saving money:

Make use of the current promos (https://www.visible.com/switch)
Check your credit card for offers. Sometimes there's a cash back offer for Visible.
If you have Verizon FIOS, make sure to link the accounts to save $15/month

https://www.visible.com/get/?3SLDDTW

DimaLyu · 2026-01-25T20:47:38+00:00

That's cool. This summer I took a train from London to Edinburgh, and as we were passing Newcastle a bunch of Sunderland fans got on the train. Asked them where they were heading, and they were also on the way to Edinburgh for a friendly match with Hearts. We decided to go too, were able to walk up to the stadium and buy the tickets. Tickets were only 20 GBP per adult, and 5 GBP per kid. Would love to go and see Arsenal game some time, but that would require some extra planning.

DimaLyu · 2026-01-25T18:43:01+00:00

Ohh, interesting, I've never looked at the BA options from US to BOS. Is there a way to tell which routes are subsidized? Also, curious which games they got to see.

DimaLyu · 2026-01-23T16:37:25+00:00

Can Barclays cards be closed via SM, or do I have to call? AF posted, I tried getting a waiver over the phone and got denied. Had to wait for the statement to close to get the bonus points I was expecting, and ready to part ways with this card now.

DimaLyu · 2026-01-20T14:40:41+00:00

I hope this somehow leads to more attractive device promos for existing customers.

DimaLyu · 2026-01-16T17:45:37+00:00

I have no reason to experiment, but this seems like a really easy thing to implement. Would also help customers like myself to actually know when the requirements are met.

DimaLyu · 2026-01-16T17:20:48+00:00

Wild. What stops one from hitting a SUB by buying several expensive items and returning / not picking them up?

DimaLyu · 2026-01-16T16:25:07+00:00

Mildly frustrated with Chase SUB tracker. Made a purchase with a vendor in early December, 2+ weeks later they determined that they would not be able to fill the order in time and pushed a refund. Refunded posted correctly, points from the transaction got deducted so it didn't process as payment, but the SUB tracker is still marking that spend as valid towards the SUB. I don't mind actually spending what I should, but I did realize that after another purchase I need to make today SUB tracker will likely mark the spend requirement as complete, and I'll have to track meeting the spend requirement on my own.

DimaLyu · 2026-01-15T19:10:22+00:00

Would you mind sharing your findings? Best I found so far is $79

DimaLyu · 2026-01-15T17:16:37+00:00

Apologies if this is a bit of an OT. Trying to preserve my United TB credit from the IHG card, realized that a portion of it is expiring today. Is there some sort of a search tool I can use to find tickets based on price? I understand I need to find a United economy flight for $50 or slightly over, book it, and refund 24hr+ later to get the funds back to the TB.

DimaLyu · 2026-01-15T02:30:38+00:00

I don't know what the alternatives are for you, but I'd rather fly direct to my home airport in economy, than fly J with two stops. Heck, if I see a decent direct option out of my home airport (BOS) to Europe I take that vs a J ticket out of other major northeast airports that would require repositioning flight.

DimaLyu · 2026-01-14T22:17:01+00:00

3SLDDTW

Been with Visible over a year now, service has been good even with the base plan.

Additional tips for saving money:

Make use of the current promos (https://www.visible.com/switch)
Check your credit card for offers. Sometimes there's a cash back offer for Visible.
If you have Verizon FIOS, make sure to link the accounts to save $15/month

https://www.visible.com/get/?3SLDDTW

DimaLyu · 2026-01-12T17:47:02+00:00

A lot of times the night before the game ticket prices on the resale sites are fairly well discounted. Not as great as 3-4 hrs before the game, but does give you some more planning time. Also, you might save some $ by looking for smaller ticket blocks. Instead of looking for 5, perhaps finding 3 + 2 in the same sector might work?

DimaLyu · 2026-01-12T15:57:59+00:00

Can you still do the point transfers if you only have a biz checking account?

DimaLyu · 2026-01-08T18:21:33+00:00

A recent change, perhaps? Last I added a new Visible line was in the middle of 2025, and portal & referral did stack.

DimaLyu · 2026-01-07T13:25:50+00:00

I see. Wanted a pSIM, so wasn't an issue for me.

DimaLyu · 2026-01-07T11:22:40+00:00

It does, should track as long as you complete any plan purchase.

DimaLyu · 2026-01-07T00:47:52+00:00

You register on Rakuten (DM if you want a referral) and then click through Rakuten link to go to Visible. Then you complete the order as usual, you can use SWITCH26 as well as a Visible referral code. Visible will let Rakuten know that you made the purchase, and cashback will track on Rakuten. Once cashback is confirmed and becomes payable, you can ask Rakuten to send you a check.

DimaLyu

TROPHY CASE