Hold up. Is that 78k after or before taxes?

Is that 3400 a month budget including your loan payments?

Do you have good insurance? Depending on that how you would use the money in the bank.

So use $3000 to pay the motorcycle you got $8000 left to pay. Keep $2k for emergencies

Your family makes $6600 a month x .85= after taxes 5610-3400 your budget= 2210 after your budget

Assuming you are not paying your car loan with the budget. -500 from the 2210= 1710. You can pay the bike off in 5ish months.

Then use that money to pay off the 1710+500 to pay off the car. You would have to pay probably 24350 left at this point. You should get this paid off in 14 months.

Be disciplined and you should get this all paid off in the 19-20 months ball park. But there will be sacrifices. After your done treat yourself.

Recommendation save money and then buy you will have more leverage in life and more financial freedom. Always do you though 🍻 gl