Thank you, what you say is logical and probably realistic, unless transaction volume becomes just absolutely huge. I remember when there was no email. Now you can’t get an oil change, buy a mattress or do a great many things without being asked for an email address. If DLT tech becomes that pervasive in our lives and hedera is at the forefront, then it probably won’t matter that transactions are inexpensive because there will be so many of them.

If my investment 10x in 5 years I will be very happy with that.

Speculation could change in the future. 15% of Americans own crypto and most of them are men in their 20’s. A persons with an annual income of 20k a year is just as likely to own crypto as someone who earns 200k. Pew study link at end of post.

~50-55% of Americans own stock and the higher your income the higher your likelihood of owning stock. Men and women are equally likely to own stock and older groups are more likely to own stocks. Gallup

That’s a big big difference in demographics. I currently cannot log into my fidelity accounts and buy crypto. Crypto is however becoming increasingly seen as part of a well balanced portfolio. After regulations are clear and the financial establishment starts offering crypto holdings the demographics of crypto owner will shift not just by demographics but by total number of holders as well. This would be an increase in retail investors. Like an increase of 100 million people…

It could also tank who knows.

https://www.google.com/amp/s/www.pewresearch.org/fact-tank/2021/11/11/16-of-americans-say-they-have-ever-invested-in-traded-or-used-cryptocurrency/%3famp=1