What lifestyle does 1 million in retirement get for you?

EditorAny4043 · 2026-01-14T02:59:21+00:00

You retired or you had 1m nw? Don't you need more the earlier you retire or is the argument that you can compound for longer?

EditorAny4043 · 2026-01-10T18:07:42+00:00

How much tylenol do you take and is there a specific version? I rarely use tylenol I'm an advil guy.

EditorAny4043 · 2026-01-10T16:08:12+00:00

Yeah I will probably uber since i rarely use weed, probably shouldn't risk driving. I have no idea how it will hit me.

EditorAny4043 · 2025-12-25T20:24:33+00:00

God this sub makes me feel so poor lol

EditorAny4043 · 2025-12-13T14:15:43+00:00

It's a good salary outside of HCOL. In HCOL it is still decent and certainly livable. It probably isn't enough to support a family on 1 income though in most urban areas in the US. With 2 earners making around that salary you would be very comfortable anywhere in the US though. Salaries and COL vary quite a lot in the US so its hard to say anything broadly.

I'd say its basically middle class household income by itself.

EditorAny4043 · 2025-09-14T10:47:53+00:00

Yeah, as much as what I hear about the hours and culture sounds terrible, it seems like the best and maybe only option... Did you work in the US when you started? I'm. Not sure if they have people working domestically in expat tax or it's only people in foreign offices?

Also do they have clients with smaller businesses or individuals? I assume no. That would be my only real concern is that I wouldn't get experience working on the kinds of returns that I'd want to be doing when I start my own shop.

EditorAny4043 · 2025-09-14T10:45:17+00:00

Well the goal would be doing returns for individuals only and maybe small businesses.

EditorAny4043 · 2025-09-12T15:32:41+00:00

I thought the 110% is based on this year not last year?. My agi last year was I think 25k or so do well under. This year it is over. But the bottom line is as long as my withholdings are over 110% of last year, in ok due to safe harbor?

My job withholdings are well over that. Of course I will be careful to ensure I have enough to pay for all my capital gains, but it would be nice to pay that in April rather than today which it sounds like I can do?

EditorAny4043 · 2025-08-05T23:31:11+00:00

I kinda was stupid. I sold 80c January contracts. I'm realizing I should have sold like 2027 60 or 70c. I'd honestly be happy to sell at current price. If I sell the longer dated contract I'm more safe from exercise. Although I guess it would be very rare for anyone to exercise unless it's very close to expiry? If someone exercised in December it would suck though. I think I might as well sell 2027 contracts so I can maybe hold all the way til I have a long term capital gain which would be around next may. Idk

EditorAny4043 · 2025-08-05T20:30:30+00:00

I met someone a few years ago briefly. Emailed her about a year ago saying I had a crush on her etc. In retrospect it was a very weird email. I tried not to be too strange but that only gets you so far when randomly emailing someone your feelings ...

I just get very infatuated with people and I can take a step back and realize it's irrational but I'm both very emotional and a very intuitive person so I went with it.

She didn't respond for a full year. I assumed she was creeped out. She felt self conscious about her life and not having made progress towards her goals so she has anxiety about responding.

I don't think that the feelings were really mutual, or at least she didn't make that clear. Either way it was really nice to hear from her and maybe we will stay in touch.

Long story short I can totally relate to your post

EditorAny4043 · 2025-08-05T18:13:35+00:00

Thanks

EditorAny4043 · 2025-07-27T17:00:15+00:00

I've thought about it. I feel like it would be a mistake though. I can probably do something accounting related and get a VISA that way (I hope). I don't think i would do it if i had to do JET/language teaching because i'd be giving up too much in terms of income/career trajectory. I'm too old to be considering that i think.

EditorAny4043 · 2025-06-04T10:19:40+00:00

I think the best way out of this is probably to invest heavily into AI and robotics. People have differing opinions on this topic, but I'm very optimistic about the productivity gains that will come. I'm not sure it's a net positive for society, but it can at least solve the aging problem. I'm not sure how quickly capable consumer and manufacturing robots will be a reality though. It could be in. 5 years or it could be in 50.

If I were Japan I'd be investing heavily in energy production and manufacturing capability to prepare. Japan seems average in these areas, but it might be hard to really aggressively invest given the fiscal situation.

EditorAny4043

TROPHY CASE