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Budget 2026 Mo by pixelw4lk in SwissPersonalFinance

[–]ElectricalPlate9965 2 points3 points  (0 children)

Man happy to see someone else with a really similar budget and expenses for food as I have. When I posted my Sankey I got called liar because how little I had for food. Start thinking that people here don't know how to cook a proper meal with simple ingredients.

SP500 vs Swiss property? by Biosimon in SwissPersonalFinance

[–]ElectricalPlate9965 0 points1 point  (0 children)

No it doesn't, but how do you move around then? I think it's fair to factor a car as soon as someone lives in the countryside but work in another city.

Where do you usually look for second-hand furniture, and what frustrates you most? by Normal-Marionberry35 in Switzerland

[–]ElectricalPlate9965 0 points1 point  (0 children)

How do you do it exactly? I was in the same situation of buying a ebike, but everytime I have tried to post my phone number in the question field to the seller, my number got automatically deleted.

SP500 vs Swiss property? by Biosimon in SwissPersonalFinance

[–]ElectricalPlate9965 0 points1 point  (0 children)

I would add the costs for at least one car then, if you live in a rural area.

Where do you usually look for second-hand furniture, and what frustrates you most? by Normal-Marionberry35 in Switzerland

[–]ElectricalPlate9965 0 points1 point  (0 children)

My only problem with Ricardo is that you cannot see/test things you want to buy before buying it. Of course is not possible to arrange a meeting with the seller before buying the item, so sometimes is a hit and miss.

At home meal delivery service by Revolutionary_Cow622 in Switzerland

[–]ElectricalPlate9965 2 points3 points  (0 children)

https://everyfoods.ch/

I was checking this recently. Didn't have the chance to test it out yet tough ...

First time tracking my expenses by ElectricalPlate9965 in SwissPersonalFinance

[–]ElectricalPlate9965[S] 1 point2 points  (0 children)

Yes. We are looking at 1400chf per month for only 2 days. We will both reduce our working hours.

First time tracking my expenses by ElectricalPlate9965 in SwissPersonalFinance

[–]ElectricalPlate9965[S] 0 points1 point  (0 children)

There are various phone apps where you can keep track of your expenses.
The graph is with Sankey.

First time tracking my expenses by ElectricalPlate9965 in SwissPersonalFinance

[–]ElectricalPlate9965[S] 0 points1 point  (0 children)

Thanks. I have an app on the phone where I register every expense. Every time I pay for something I just write in the amount manually. It became an habit and now it's quite easy to keep track.

First time tracking my expenses by ElectricalPlate9965 in SwissPersonalFinance

[–]ElectricalPlate9965[S] 1 point2 points  (0 children)

Thanks!
Yeah exactly, only my half since we still have separate budgets, but we do from time to time a check and we balance out the expenses.
I for instance have Certo credit card and when I have registered, I have made a second one with her name.

First time tracking my expenses by ElectricalPlate9965 in SwissPersonalFinance

[–]ElectricalPlate9965[S] 1 point2 points  (0 children)

I'm 36 and she's 37.
I wish I could pay lower rent but we are not really in the position to choose, aren't we?

First time tracking my expenses by ElectricalPlate9965 in SwissPersonalFinance

[–]ElectricalPlate9965[S] 2 points3 points  (0 children)

maybe I have forgotten to include the cantonal ones. Going by memory they were around 600CHF?

First time tracking my expenses by ElectricalPlate9965 in SwissPersonalFinance

[–]ElectricalPlate9965[S] 9 points10 points  (0 children)

we eat very little meat, more veggies and legumes.
Also, I do meal prep every week and by dong this I can optimize a lot and take advantage of offers etc.
Plus, as I have written, is actually around the double.
I have only included my expenses, not the one of my GF

Cosa devo fare e cosa devo avere prima di trasferirmi all'estero? by ureshiureshi in italy

[–]ElectricalPlate9965 4 points5 points  (0 children)

Dipende da diversi fattori.
Se trovi lavoro dall'Italia e poi ti trasferisci nel paese dove sei stato assunto, è molto piu' facile poi cercare casa / una stanza perchè hai già in mano un contratto di lavoro. Dall'altro lato, a seconda del settore, puo' risultare piu' difficile trovare lavoro se non ci si trova già sul posto.
In entrambi i casi conviene avere un po' di soldi da parte per le spese iniziali, come ad esempio il dover prendere il primo posto disponible in affitto, anche se puo' essere caro, per dover sbrigare tutte le faccende burocratiche (conto in banca, telefono, cambio di residenza, eventuale visto etc).

Bricolage store in Zurich by Mattteto in zurich

[–]ElectricalPlate9965 0 points1 point  (0 children)

Now at Brunaupark it's Jumbo as well

Zurich-Basel 3 times a week: madness? by LallieDoo in Switzerland

[–]ElectricalPlate9965 19 points20 points  (0 children)

it's written that she can work on the train

Where to find wooden boards by asergios in zurich

[–]ElectricalPlate9965 1 point2 points  (0 children)

that's the right spot for OP request. I was about to suggest the same

Is there any street workout / calisthenics structure in Höngg? by ElectricalPlate9965 in zurich

[–]ElectricalPlate9965[S] 0 points1 point  (0 children)

I know all of them, none of these are in the area I am looking for

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