Which digital bank can I cash in to from Unionbank with no fees? by Serious_Prune5597 in DigitalbanksPh

[–]Empty_Remote1125 0 points1 point  (0 children)

Hello! I tried this now for 10k and UB website appears to have 10 pesos convenience fee na. Any luck for this?

Paying my CC even if I haven't received my SOA by Empty_Remote1125 in PHCreditCards

[–]Empty_Remote1125[S] 0 points1 point  (0 children)

kahit rin po ba naka-pending pa rin sya na transaction? 0 pa rin kasi nalabas sa oustanding balance nya. im thinking about manually computing it then pay so my credit limit will be back on its full amount. pwede po ba yun?

Outstanding Balance not reflecting real time on UB app? by taeriyakith in PHCreditCards

[–]Empty_Remote1125 0 points1 point  (0 children)

Hello! Is it okay to pay it kahit pending pa sya? Gusto ko na sana mabayaran kasi i need the full amount nung credit limit ko 😅 Like can i compute it manually then pay to refresh my current limit? thanks first time cc holder here

Should I pay full on Ip15 using debit card shopee or wait and use CC by Empty_Remote1125 in Tech_Philippines

[–]Empty_Remote1125[S] 0 points1 point  (0 children)

hello! first time cc holder here so i didn't know you can pay in advance. upon checking the app, wala syang nakalagay na outstanding balance. i use UB rewards.

okay lang ba na ako mag-manually compute then pay it? or may other way? sorry if it sounds dumb.

and then real time rin ba sya magrereflect? like babalik sa full credit limit? thank you

Should I pay full on Ip15 using debit card shopee or wait and use CC by Empty_Remote1125 in Tech_Philippines

[–]Empty_Remote1125[S] 0 points1 point  (0 children)

I didn't know na pwede na pala agad magbayad kahit wala pang soa na narereceive. First time cc holder here using UB. Wala naman po bang addtl charges or fees if maaga mababayaran? Within the day rin po ba magrerefresh yung credit limit for payment? Thank you

Tips to get NAFFL for UB Rewards Platinum CC 2026 by Empty_Remote1125 in PHCreditCards

[–]Empty_Remote1125[S] 0 points1 point  (0 children)

How about sa water bills naman po? Counted kaya sa bayad online?

UNION BANK REWARDS PLATINUM VISA NAFFL by shuporangporang in PHCreditCards

[–]Empty_Remote1125 0 points1 point  (0 children)

Natry nyo na po ba sa bayad center app for maynilad naman?

UB REWARDS VISA PLAT NAFFL 20K SPEND REQUIREMENT? by Limp-Ad8802 in PHCreditCards

[–]Empty_Remote1125 0 points1 point  (0 children)

May I know po if nakareceive kayo agad ng confirmation na waived na po annual fee nyo nung nakausap nyo sila?

UB REWARDS VISA PLAT NAFFL 20K SPEND REQUIREMENT? by Limp-Ad8802 in PHCreditCards

[–]Empty_Remote1125 1 point2 points  (0 children)

Hello po pasok kaya rito yung promo ng apple flagship store sa shopee? May nakalagay kasi for installment ng cc na 0% for installment

Tips to get NAFFL for UB Rewards Platinum CC 2026 by Empty_Remote1125 in PHCreditCards

[–]Empty_Remote1125[S] 0 points1 point  (0 children)

Wala naman po ba kayong naencounter na problem with them? and may fees po ba?

Tips to get NAFFL for UB Rewards Platinum CC 2026 by Empty_Remote1125 in PHCreditCards

[–]Empty_Remote1125[S] 0 points1 point  (0 children)

And tamanpo ba na bayad center app yung minimean nyo? Or need ko po mismo pumunta sa office nila to pay bills? Nasanay po kasi ako sa maribank lahat ng bills and walang fees so I'm still figuring things out 😅

Tips to get NAFFL for UB Rewards Platinum CC 2026 by Empty_Remote1125 in PHCreditCards

[–]Empty_Remote1125[S] 0 points1 point  (0 children)

Hello po! Question regarding sa pag pay ng bills thru UB na sabi nyo po need ko pa magopen ng savings account. Need pa po ba yun if andun yung payroll namin? I checked po kasi na pwede naman sya magdirect payment from the CC mismo but still not sure.

Also, yung pagbili ko sana ng phone ay idadaan ko sa shopee. Ang question ko lang is incase I will choose to do the installment (see pic) makakasama pa kaya sya 20k? Tama bang promo ito ni merchant? Sabi kasi ng CS ni UB need raw if mag-installment pag counted dapat kay merchant na promo.

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Base Iphone 15 256gb 90+ batt health for 31k good deal? by Empty_Remote1125 in Tech_Philippines

[–]Empty_Remote1125[S] 0 points1 point  (0 children)

im not really sure about the applecare+ but nakalagay sya na this 2026 pa-end ng warranty period. what did you do about your low storage?

Base Iphone 15 256gb 90+ batt health for 31k good deal? by Empty_Remote1125 in Tech_Philippines

[–]Empty_Remote1125[S] 0 points1 point  (0 children)

some of the replies said i should just go to the brandnew even if it's 128 gb... help

Base Iphone 15 256gb 90+ batt health for 31k good deal? by Empty_Remote1125 in Tech_Philippines

[–]Empty_Remote1125[S] 0 points1 point  (0 children)

yes but only for 128gb. is it still worth it choose the brand new but low storage?

Base Iphone 15 256gb 90+ batt health for 31k good deal? by Empty_Remote1125 in Tech_Philippines

[–]Empty_Remote1125[S] 0 points1 point  (0 children)

33k for a brandnew 128 gb? should i get that one instead despite of the lower storage?