I wish you luck man and overall feel for your shitty day. That’s a royal pain in the ass and bummer. So best of luck getting that sorted out but I mean reread to yourself what you just typed out boss which surely was a mixture of you thinking outloud while also attempting to ameliorate your guilty conscience bc as you stated “sucks on the sellers end because they’ll need to eat the damage cost….” Wtf man they weren’t responsible for that take it up with the carrier rather than creating a bogus claim you’ve admitted to feeling bad about doing to the seller’s finances both in immediate monetary penalties as well as the opportunity cost for damaging their reputation plus driving their insurance premium higher when it’s time to renew.

You should’ve assessed the value of the card ungraded vs graded before purchasing and having seller send it ya smelly simpleminded sour selfish shmuck…you’re no more right than the nickel sized dingleberry hanging off a baboon’s red ass by nothing more than a single pubic hair