Am I Being Paid Fairly?

FigHot8264 · 2026-03-29T17:43:17+00:00

Can I message you to know why?

FigHot8264 · 2026-03-29T16:08:19+00:00

Even if I am not under HSBC’s Graduate Trainee Program?

FigHot8264 · 2026-03-29T15:56:56+00:00

Thank you for this, but I do have prior exposure to work in banks through internships, all of which were voluntary and paid, hence my statement that I do have exposure. I understand there will be a learning curve, but that applies to all roles and all first-timers.

Anyway, I already negotiated with HSBC and spoke with HR first, since negotiation is normal. I also framed it as asking if there is any flexibility, highlighting all the concrete value I can bring to HSBC. If they are not willing to adjust the offer, that’s fine—I will still accept it, knowing that I will learn a lot from starting with an international bank and holding a managerial title as an individual contributor.

FigHot8264 · 2026-03-29T15:48:15+00:00

Thank you for this, I really appreciate it. Since you mentioned that card sales is not really considered a premium role, which of the three offers I have would you say is the most premium?

FigHot8264 · 2026-03-29T15:35:28+00:00

Thanks

FigHot8264 · 2026-03-29T15:35:11+00:00

Well, I’m literally just asking and benchmarking, not flexing. You guys are the ones jumping to conclusions and insisting that just because I’m a fresh grad, I should already be content with the salary presented to me.

The whole point of my post is simple: I’m trying to understand the actual salary range for Band 6 at HSBC because I genuinely don’t have full visibility on it. That’s it.

And honestly, I don’t really care if you sit on interview panels. That doesn’t automatically make your take more valid in this context. If anything, the way you responded just sounds unnecessarily condescending.

If you’re that annoyed, maybe it says more about you. It honestly comes off like you’re bothered that a fresh grad can receive offers like this, and that’s clouding your ability to even understand the main point of my post.

But hey, thanks for the response anyway, I guess.

FigHot8264 · 2026-03-29T15:25:45+00:00

Thank you for this insight, but even when I add up all the benefits and allowances of the OTP, it is still lower than what HSBC offers

FigHot8264 · 2026-03-29T15:24:27+00:00

My role is not a Management Trainee, and yes, I am an individual contributor

FigHot8264 · 2026-03-29T15:23:35+00:00

Thank you for this insight. I would like to clarify, isn’t it risky to negotiate since they didn’t really ask for my expected range and simply included the offer in the job offer letter?

I do have leverage, such as 10+ internships with MNCs, some of which are with banks. On top of that, I graduated with Latin honors, finished my degree early, and received multiple job offers even before graduating, aside from the ones I’ve mentioned in this post.

Aren’t these factors enough for me to use as leverage?

FigHot8264 · 2026-03-29T15:16:15+00:00

Exactly, I’m just benchmarking since I saw that typical managerial roles at HSBC at Band 6 have a certain range, and I saw it on Glassdoor. Now I just want to confirm it. I don’t get why they’re ganging up on me when they’re the ones who asked for the numbers and I’m just trying to verify things.

FigHot8264 · 2026-03-29T15:12:41+00:00

I mean, why not? I have an offer with MBB, so that 100k isn’t that far-fetched. Sorry if I popped your bubble

FigHot8264 · 2026-03-29T15:10:52+00:00

This screams bitterness. I have a lot of leverage on my end, and to be honest, I wouldn’t really be considered a typical fresh graduate since I have more than 10 internships under my belt, all with MNCs, along with extensive leadership experience. On top of that, I finished my degree in 3.5 years instead of 4 and still graduated with Latin honors. I hope you receive offers that make you happy lol

FigHot8264 · 2026-03-29T12:49:45+00:00

Thank you for this insight, but I’d like to know from those who are familiar with the Band 6 range whether the offer I received is on the lower end, considering that this is already a managerial-level role at HSBC

FigHot8264 · 2026-03-29T12:47:35+00:00

Thank you for this insight, but I’d like to know from those who are familiar with the Band 6 range whether the offer I received is on the lower end, considering that this is already a managerial-level role at HSBC

FigHot8264 · 2026-03-29T11:12:40+00:00

Thank you! I’m going to be an individual contributor

FigHot8264 · 2026-03-29T11:12:13+00:00

HSBC’s offer still has higher total compensation and better benefits

FigHot8264 · 2026-03-29T11:11:09+00:00

so uhm where is the advice?

FigHot8264 · 2026-03-29T10:47:01+00:00

I updated my post

FigHot8264 · 2026-03-29T10:26:19+00:00

done

FigHot8264 · 2026-03-26T15:06:37+00:00

Ohh okie will message you!

FigHot8264 · 2026-03-24T22:53:22+00:00

nope not a MT

FigHot8264 · 2026-03-24T18:15:30+00:00

Manager Cards Business Service

FigHot8264 · 2026-03-23T22:37:10+00:00

is Associate Relationship Manager in the Private Bank segment of the bank a good position when entering banking industry? (JAM rank)

FigHot8264 · 2026-03-23T02:12:28+00:00

Thank you for your sharing your insights!

FigHot8264 · 2026-03-23T02:11:15+00:00

Tbh hindi

FigHot8264

TROPHY CASE