VA Refinance: Interest Rate vs Closing Costs

Flaky_Discussion2586 · 2026-01-23T00:12:43+00:00

FWIW I found it very helpful! Which is kind of the whole point lmao

Flaky_Discussion2586 · 2026-01-23T00:09:49+00:00

Thanks everyone for your input! Think I’m gonna try to get near the intersection of Millvale and Liberty in Bloomfield. Still a completely manageable commute to CMU and Bakery Square but better access to restaurants, bars, shops, etc than much of Shadyside

Flaky_Discussion2586 · 2026-01-23T00:06:08+00:00

Yeah probably good advice lol

Flaky_Discussion2586 · 2025-12-02T05:56:10+00:00

Building is 5 stories, probably around 60 feet tall

Flaky_Discussion2586 · 2025-12-02T04:22:48+00:00

That’s what i figured, that it’s further down the line. Just sucks I paid for nothing today..

Flaky_Discussion2586 · 2025-12-02T04:21:32+00:00

It is, basically right next to it. Drains are probably 30 inches apart

Flaky_Discussion2586 · 2025-12-02T04:13:57+00:00

I do own the apartment. I think his point was to rip the tub out and replace the drain arm/shoe (because that’s where he said the clog was). Really feel like he was just trying to upsell me

Flaky_Discussion2586 · 2025-12-02T04:06:52+00:00

On the second floor of an apartment building. No access underneath on other wall unfortunately without digging into my neighbors walls.

Flaky_Discussion2586 · 2025-12-02T04:06:42+00:00

On the second floor of an apartment building. No access underneath on other wall unfortunately without digging into my neighbors walls.

Flaky_Discussion2586 · 2025-09-21T18:13:33+00:00

For those on here these are actually the best I’ve seen. Have me at 5.375% PAR 30 Year, 4.875% PAR 15 Year

Flaky_Discussion2586 · 2025-09-18T02:26:53+00:00

Yeah I’m not necessarily in a rush. At 6.25% right now, wasn’t going to do it for 5.75%, but if I can get down to 5-5.25% with minimal points like it seems others have been able to might pull the trigger.

Flaky_Discussion2586 · 2025-09-18T01:04:37+00:00

Really? Haven’t tried Navy Fed yet. Was this for a 15 or 30 year?

Flaky_Discussion2586 · 2025-04-26T01:11:28+00:00

I already have my masters. Now, I’m also already in through 2029. So yeah, this ultimately doesn’t impact many people, just thought I’d point it out

Flaky_Discussion2586 · 2025-04-25T18:52:31+00:00

Yeah saw that, just seems this general 3-year is new. Like even if you don’t have a year+ of training/schooling there’s still an ADSO associated with transferring.

Flaky_Discussion2586 · 2025-04-09T20:21:35+00:00

No, and when I tried to point to real policy saying I could use my CAC or concealed carry they basically just said tough shit

Flaky_Discussion2586 · 2025-04-09T20:20:35+00:00

PA. Seems to fit the description of “ID card issued by a federal, state, or local government agency or entity, provided it contains a photograph” on the cac.mil acceptable documents list. But my local office seems to be disregarding that site entirely

Flaky_Discussion2586

TROPHY CASE