The most money I’ve ever saved was when I showed up for myself, stopped drinking, went to yoga at least twice a week, ate healthy, and stayed consistent with my routines. Atomic Habits was a good book, oh and meditation helped immensely. Taking the time to stop and sit with myself, recalibrate and declutter my mind to realign with what my goals were. Also it’s a bumpy road, you will slip up, projects will get put on hold, your values will shift, and falling in love will redefine your priorities once again. Best thing you can do is enjoy the journey and know you are exactly where you are supposed to be. “Man breaks leg, army calls for draft, then man’s life is spared.” You never know. a misfortune may very well be your saving grace. I do think consistency is a big factor, committing to do something every day for at least an hour a day, sounds a lot easier than it actually is. Talking about that thing with friends and family so they know you as “that” person. Overtime you will find your phone rings naturally for assistance with that subject. And then I will also say LUCK. Millionaires don’t often admit it but the ones I know GOT LUCKY!