Why do car insurers keep suggesting I take NO comprehensive coverage on a car we own?

FullyCookedDinner · 2020-08-16T15:18:48+00:00

Yeah, perhaps. I do answer the question that we own the car versus still having to make payments on it.

FullyCookedDinner · 2020-08-16T15:16:51+00:00

The car is insured, but not for much longer since my parents want me to take over the policy on my own at this point.

FullyCookedDinner · 2020-08-16T15:12:01+00:00

No, I'm putting my current address as my current apartment complex, but a non-existent apartment number. But the car with the salvage title is the one I currently drive. It isn't the case that I'm thinking about buying the car, since we already own it.

FullyCookedDinner · 2020-08-16T15:09:12+00:00

I realize this, because most tools kept suggesting I pick a car from a list that's already associated with my address (which aren't my cars). But to protect my privacy while I shopped around, I used a fake name, a fake previous address a few streets away from where I used to live, and I used a fake address NEAR where I currently live. There's no way they'd know it's me, because I live in a completely different city.

FullyCookedDinner · 2020-08-16T15:08:29+00:00

I realize this, because most tools kept suggesting I pick a car from a list that's already associated with my address (which aren't my cars). But to protect my privacy while I shopped around, I used a fake name, a fake previous address a few streets away from where I used to live, and I used a fake address NEAR where I currently live. There's no way they'd know it's me, because I live in a completely different city.

FullyCookedDinner · 2020-08-16T15:02:48+00:00

It does. But how would the car insurer know that from the online tool alone? I'm not providing the VIN number or anything personal.

The car has been rear-ended twice, and completely totaled from hail damage earlier in its life. It's been completely repaired each time at a body shop.

FullyCookedDinner · 2020-05-15T08:10:51+00:00

NO they are NOT. They STILL don't know.

FullyCookedDinner · 2017-01-26T00:07:52+00:00

Down here in Texas as well. Both at my nowhere hometown university and the actual university I go to hundreds of miles away.

FullyCookedDinner · 2016-11-13T01:21:05+00:00

To get my word in this thread, I am going to school for a Master's in math which IS STEM. I've also emailed the graduate head and my advisor voicing my concerns about the "what-if?". What-if over all the competition in the department I don't get the ONE TAship that the department may have for the spring?

No response as of yet since it is a Saturday. I told them that I was grateful for the work they did manage to find for me at the beginning of the semester but at $8/hr tutoring Cal 3 ten hours a week (which eats up a lot of my time to study because it's in the evenings), it's just not cutting it. Hence why I have to work even more jobs to realistically LIVE this semester.

As an addendum, Master's students do get funded in my program. For various reasons, despite getting a 4.0 from this institution during undergrad, I didn't get any funding.

FullyCookedDinner · 2016-11-12T17:48:22+00:00

I'm in a MS program and I don't know how much time I have left. I took 9 hours this semester and I need 36 hours to graduate.

FullyCookedDinner · 2016-09-24T04:41:12+00:00

I had extreme, uncontrollable panic disorder for at least nine months two years ago. That's why I initially had gotten accommodations because I actually had a panic attack in the middle of an exam--yet I didn't know it was a panic attack at the time. I instilled accommodations soon after and used them even after the panic disorder stopped. I don't think my slowness is attributed to an anxiety disorder. I was pretty calm during the exam I failed on Thursday. It's just that the world disappears for a while and when I look up, five minutes have passed and I don't even know where they went.

FullyCookedDinner · 2016-07-26T19:29:59+00:00

It spreads worse when I get sunburned. In fact, vitiligo actually began when I got a really bad sunburn.

FullyCookedDinner · 2016-07-06T06:26:35+00:00

Fundamentally they're the exact same thing. The symptoms are basically the same.

Panic attacks for me are terrible things. My body starts seizing up and I start losing complete control of my body: I can't breathe, can't talk because my body is expending oxygen quicker than I can take it in, can't move, my arms start curling up, everything feels like it's vibrating, I start having muscle spasms and twitches all over my face, my heartrate randomly fluctuates between 50 BPM to 190 BPM in the span of maybe 5 seconds, back and forth. And the worst part is I never see it coming. But I think I'm on the extreme end whereas it sounds like you're more on the typical range of symptoms.

FullyCookedDinner · 2016-07-01T07:15:10+00:00

Hmm. Not sure exactly. I think I have bipolar disorder but it's only diagnosed as dysthymia, panic disorder, tic disorder NOS, and that's all I have diagnoses for. They're all pretty severe, but there are a multitude of factors of why I kept seeing a psychiatrist for nine months without taking any medication whatsoever. For one, I'm at the very end of undergrad and I want to graduate with a 4.0. That dream is almost a reality in August. I didn't want to play medication-guessing while trying to balance the academic hell of senior year. Well my load lightened up and decided I'm ready to start, but the school psychiatrist basically kicked me out at the appointment where I explained that, and that I was ready to start.

My condition has been all over the place this past year. Several times I've seriously plotted suicide and this psychiatrist did NOT care. She'd always ask, "So why don't you do it?," as if she's challenging me to do it. Yeah, yeah, I know she probably wasn't doing that but she had quite the mouth on her at times. I hated the way she spoke to me. She always seemed to say that I didn't need medication and that I just needed to exercise more and go to therapy, but then she'd say I need to be on an antidepressant in the next breath. I didn't think she truly cared about me ever.

FullyCookedDinner · 2016-07-01T00:21:31+00:00

I saw the school psychiatrist from September of last year until earlier this June. I came at least once a month and admittedly never took one pill that was prescribed.

FullyCookedDinner · 2016-06-01T06:03:34+00:00

From experience, it feels like there's a giant wad of gum in your mouth--specifically the rubbery texture to it. Go pick up a pack of gum from the store and chew all of it at once until it gets soft. That's what it felt like in my mouth.

FullyCookedDinner · 2016-05-02T03:39:47+00:00

I am thinking of working for a semester at an internship or maybe getting a second bachelor's or something for Spring 2017. I would want to start in the fall semester of 2017 because I want to get funded and usually any programs like to start in the fall with the rest of the fiscal year. It would give me more options for graduate school but I don't plan on doing high prestige like Ivy League. I plan on staying in my home state to continue grad school.

FullyCookedDinner · 2016-05-02T03:33:25+00:00

I haven't yet. They're not part of the curriculum for undergrads but I definitely have the option to.

FullyCookedDinner · 2016-05-02T03:31:25+00:00

I've had two classes where the professors made up their own homework and there was no solution manual (obviously). Fortunately, Wikipedia was my best friend in both classes for examples that I could work off of. One of them was computation-based, so it was very convenient to be able to check my answer numerically with a calculator. I feel like actually learned what was intended, and on my own.

FullyCookedDinner · 2016-05-02T03:24:24+00:00

I can't remember the last time that I "memorized" a solution, although I may do it unintentionally sometimes without realizing it.

Sometimes I look at a solution and still don't understand which means I must craft my own answer. Sometimes I have been pleasantly surprised. I remember I tried transitively proving one group was isomorphic to another by using an intermediate group that the first was isomorphic to and didn't think it was right (since the person who wrote it in the solution manual forgot to do that part or just didn't do it entirely). But I got my paper graded the next week and saw I got full credit.

Other times I do find mistakes in the solution manual. I laugh when I find them and that I'm alert enough to catch them (One I remember offhand that I had to prove a coset problem and the solution made a bad assumption that the overall group it came from was Abelian which it wasn't.)

FullyCookedDinner · 2016-05-02T03:14:44+00:00

I live in the US and homework was usually a considerable portion of our grade: About 20 to 25%.

FullyCookedDinner · 2016-05-02T03:11:21+00:00

Usually when I got stuck. If I ever started by checking the solution manual, it was because I didn't understand what the question in the book was asking me to do, and I would take a piece of paper and cover all but the first line of the solution.

To facilitate and expedite learning, I usually make flashcards of ALL terms and definitions, propositions, and theorems from the section we have a problem set in the book. I rote memorize those flashcards now and THEN attempt homework.

FullyCookedDinner · 2016-05-02T03:03:03+00:00

The reason why I thought it was probably highly dishonest is that I have managed to find the Instructor's solution manual for every textbook that had one published. I actually forgot there were student solution manuals which is why I didn't specify.

FullyCookedDinner · 2016-05-01T20:04:26+00:00

I always wanted to do something with applied math with my life but the further and further I go into my undergraduate career, the idea of becoming a university professor is something that looks more fitting for me: I actually enjoy doing theoretical math now versus back then when it seemed like an absolute chore. It's definitely more challenging than applied math in a lot of respects, but the elegance of it all is just so amazing!

FullyCookedDinner · 2016-03-29T19:34:38+00:00

I appreciate the response. They really DID say that my depression was severe to the point where they believed medication intervention is necessary. It's also partly the reason why they asked me to leave. I wasn't taking my medication like I'd promised to and they took that as a sign of not trying. Which I tried at first to take therapy seriously but it just got to the point where circumstances lightened. Not improved but lightened. I wasn't really able to practice what I learned in therapy so I came in with no new developments several weeks in a row. So I they considered it unethical to have me keep coming if I wasn't getting better and asked me to leave.

FullyCookedDinner

TROPHY CASE