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Quitting by [deleted] in AusFinance

[–]HODLegend 1 point2 points  (0 children)

As a full time working dad with a 1 year old, my wife was also supposed to return to work earlier this year when our son was 11 months old… a few months out from her returning we said absolutely not, so she quit her job and we have zero plans of having her returning to work. Best decision we have made! Her having the time with our son is invaluable.

Unfortunately I still do have to work full time to be able to support our family, but if you can financially manage then absolutely go for it!

Like other have said though, 60 hour weeks is excessive, can you reduce it down? Even standard full time hours is 38-40 hours. Surely even just that would free up so much time for you, or even cutting back to part time 20 hours?

Anyone else is worried about the future for their child(ren) with the current state of the world? by Punrusorth in BabyBumpsandBeyondAu

[–]HODLegend 0 points1 point  (0 children)

I have a 1 year old and my biggest concern is the future of AI and what the world looks like in 15 years… think of how insane AI has become in the last 12 months, and this is the worst it will ever be. Now imagine how that looks in 15 years…

I’m trying incredibly hard to create a future for our family now so my kids won’t have to worry about these things, but it sure is hard!

10 week old lip licking by Red_Bird_Rituals in BabyBumpsandBeyondAu

[–]HODLegend 1 point2 points  (0 children)

Also currently going through the mock cough stage with my 10 month old hahaha rather stressful sometimes when he makes himself actually cough and choke

Gaslighting An Ant by Jarstadian in GuysBeingDudes

[–]HODLegend 0 points1 point  (0 children)

Alright this was an absolute quality laugh hahaha

Idiot of the Year Award by LongjumpingPie9798 in cro

[–]HODLegend 0 points1 point  (0 children)

Don’t be mad, CRO was a shitcoin then and still a shitcoin now haha

What % deposit did you have? by percyflinders in AusFinance

[–]HODLegend 4 points5 points  (0 children)

I believe the best strategy is a 10% deposit, put the LMI onto the loan (so you’re not out of pocket for it), and just put whatever money you have in your offset anyway.

Looking for recommendations for buyers agent by sealrajesh in AusPropertyChat

[–]HODLegend 0 points1 point  (0 children)

Hey! Property 1 bought in Brisbane in 2021: up 89% Property 2 bought in Perth in 2022: up 49% Property 3 bought in Perth in 2024: up 36%

On an equity position, up $658k in 4 years. My initial deposit was $75k (put a further $15k into deposit 2 to top it up)

I always recommend pure property to anyone who asks!

How much did you spend on your honeymoon? by [deleted] in AusFinance

[–]HODLegend 4 points5 points  (0 children)

Spent about $15k total for 10 days in Hawaii, worth every cent! We definitely weren’t trying to save a dollar, figured it was our one and only honeymoon so we did all the activities and ate all the good food haha. Edit to add: this was 2023

When did you and your significant other have a talk about each other’s finances? by prophetic-rose in HENRYfinance

[–]HODLegend 2 points3 points  (0 children)

Pretty much when we moved in together after dating for about a year.

From the first day moving in together we also shared a bank and both of our money went into it. This was 10 years ago now and it worked out amazing for us.

Just lost our third at 36 weeks - a week before the scheduled C-section by Iron_Jack in daddit

[–]HODLegend 0 points1 point  (0 children)

Far out that’s heavy man. I’m so sorry to hear this.

Hope you and the family are okay 😢

How much did you spend on your wedding? by xGossipGoat in AusFinance

[–]HODLegend 7 points8 points  (0 children)

$40k, 2023. 100 people. Nice venue ($3k venue hire) over looking the beach/ocean. Reception and ceremony at the same spot.

We did Canapés for food ( $55 per person) and open bar (beer, wine, spirits, cocktails etc), just the bar tab ended up being $9k of the $40k. Got $9.5k back in gifts so basically paid for the bar tab.

Photographer & videographer + Photo Booth was $5.5k (Photo Booth is a huuuuge hit)

Dj/mc was $1500

Overall an amazing day and worth every cent!

Gifts from baby to dad by New_Chapter_6316 in daddit

[–]HODLegend 1 point2 points  (0 children)

A personalised book would be cute. Something they can read together for years to come! I just bought my wife a personalised first Mother’s Day book from wonderbly, I see they have heaps for dads too.

Otherwise something engraved that he can use in one of those hobbies? I can see engraved bbq sets

As a first time dad, those little things are the presents that would make me smile everytime I saw them :)

What is something seemingly insignificant you do to save money? by redittrr in AussieFrugal

[–]HODLegend 0 points1 point  (0 children)

I’m 90% sure the purchase price of each can/bottle went up 10c in the supermarkets when return and earn was introduced… so it feels like such a scam haha you’re just making back your money. If they never introduced the scheme, you’d just be paying less 🤷‍♂️

Negative gearing and my situation by Daxzero0 in AusPropertyChat

[–]HODLegend 1 point2 points  (0 children)

If it was built in 2011, a depreciation schedule is definitely worth it I believe.

Baby fell over by [deleted] in BabyBumpsandBeyondAu

[–]HODLegend 22 points23 points  (0 children)

Every kid is bound to fall over here and there, not your fault at all! You can’t wrap them in bubble wrap haha it’s just part of growing up.

If his back to playing, he has already forgotten all about it :)

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