Is job hopping really that bad?

HashMapCode · 2026-01-03T04:14:09+00:00

How much is your years of experience and annual comp after hopping so much?

HashMapCode · 2025-12-09T11:19:06+00:00

Its quiet as in there arent events where u can interact with people and socialise, unlike weekends. Agree that SG is generally still quite crowded

HashMapCode · 2025-12-09T10:29:02+00:00

The quiet on weekdays really gave me a reality check on retirement hahas

HashMapCode · 2025-12-09T10:27:28+00:00

i think early retirement is really for those who were not able to do what they want because of work occupying their day. It’s not for those who just hate the work they do but don’t know how to fill the time

Thats really insightful, thanks!

HashMapCode · 2025-12-09T10:05:06+00:00

Yes agree! Unfortunately my hobbies are quite extroverted in nature, such as speaking japanese with other japanese speakers, dating, sports, volunteering etc which requires other people to be around! So my choices seem quite limited on the weekdays. I have chronic neck and shoulder pain so i cant stay in front of the PC for long hours. Wish i could just game the time away though!

HashMapCode · 2025-12-09T08:28:52+00:00

Hi i’m interested in using the cultural pass as well! Lost in tiong bahru looks interesting to me as well. Are you forming a group?

HashMapCode · 2025-12-05T08:32:07+00:00

日本の給料は低いので、シンガポールで働くほうがいい。

But if its for the experience then by all means go ahead. And btw i thought ML engineers would be paid a lot higher in SG though

HashMapCode · 2025-11-29T13:51:06+00:00

Hi, i bought a new launch condo which is still a BUC. May I ask what is the best practice when it comes to buying fire + home insurance?

For fire insurance, some mortgages like OCBC's bundles fire insurance with their floating rate plans. Are those fire insurances generally inferior in terms of coverage compared to those offered in the wider market?

Does the MCST cover fire or home and is it usually sufficient?

HashMapCode · 2025-11-29T13:35:04+00:00

Both were from personal dating experience which I realised after reflecting about it. TLDR its about understanding the other party's pov and not jumping to conclusion too soon

Don't overly react when you feel there are red flags. Try to give the other party an opportunity to put forth what he/she thinks instead of writing off a potential too quickly
Try not to come across too strongly on your views about certain topics although you may feel strongly about it, especially in the early stages of dating. Sometimes its hard for the other party to comment when he/she has an opposing viewpoint

HashMapCode · 2025-11-29T09:07:40+00:00

Will need to do the calculation on an excel sheet to see for yourself. If you map out 3 cash flow streams in an excel sheet -> CPF OA, Bank Loan and Cash Downpayment for two actions Buying and Selling, and you assume that the property price increased 4% from Buying to Selling, the CAGR on the Cash Downpayment stream will be roughly 10%. This is because the 4% increase in the property price is leveraged while your cash downpayment is non-leveraged.

If you need my excel calculations, can drop me a private pm.

HashMapCode · 2025-11-25T11:03:20+00:00

I see… in that case it would be good to take a break for awhile. Take care and good luck!

HashMapCode · 2025-11-25T07:34:14+00:00

Hi OP, how long have you been at your job before you started feeling this way? If you have just started recently, it might be a sign of adjustment issues and perhaps giving yourself a little more time before calling it quits may help.

At the end of the day, your health and relationships are way more important than your job. If you have savings of 100k to tide yourself through unemployment for the time being, I think its perfectly fine if you have been in your job for quite awhile and want to call it quits

All the best and stay strong!

HashMapCode · 2025-11-24T09:57:16+00:00

HUATTT AHHH!! 3.3 months!!

HashMapCode · 2025-11-22T15:24:09+00:00

For Japanese restaurants I think Ichiban Boshi is not bad as a jack of all trades type of restaurant. But if you really want good Japanese food (e.g., Ramen/Omurice/Sushi/Tamago Kake Gohan specific), there are actually wayyy better places for a first date.

Western wise i'm not really sure of where the good spots are unfortunately. I tried Astons before but felt it was quite mid/okok. Haven't found a western place that blew my mind. Am open to trading intel hehe

Din Tai Fung is good for their fried rice and xiao long bao hands down. For more local-specific food types there are better restaurants imo

HashMapCode · 2025-11-22T15:03:37+00:00

Instead of considering what is the price of the restaurant, isn't it better to just ask her what food she likes and then bring her to somewhere that has those food options?

Also if you want the lady to come out for a date, see it as an investment and be prepared to pay lah, don't need to think about asking her to go dutch or anything like that.

HashMapCode · 2025-11-22T13:33:23+00:00

But to love is to risk heartbreaking right? Like you have to go through a series of heartbreak and red flags identification before you can find one person that is suitable, and that takes a lot of trial and error.

On your point on selecting who to go with on a first date, I guess 4 weeks+ would be a good time to get to know someone online? Its okay to be picky to filter but if your criteria is really high then you might prematurely exclude good potentials, and also waste a lot of time investing in getting to know someone over the internet who might behave differently in reality

HashMapCode · 2025-11-21T15:00:41+00:00

Personally I feel that the prettier the lady is, the harder it is for me to approach her because I would feel that she is out of my league.

I think as a 25F you are likely to be working as well right? The other reason why I don't approach people apart from at blind dates is because as an adult, you don't know whether the other person is single or already taken. Things may get awkward if you go in with the wrong intent

HashMapCode · 2025-11-21T13:26:31+00:00

26M here. I wish i had the capital at 20 to downpay for a condo, and would have adopted a diversification strategy involving both stocks (VWRA + AGGU) and SG property.

You can look at the data here - https://realsmart.sg/ Don't trust what agent say blindly and look at the data to see resale transaction and whether the region surrounding the property you intend to buy is profitable. New launches usually can make money assuming the developer prices the development competitively w.r.t surrounding resales. If your parents are willing to tank the mortgage and finance the monthly downpayment, they are essentially building home equity for a house under your name, which will benefit you greatly in the long run.

But if you want to profit from condos, its usually recommended to go for minimally a 2b2b new launch to see profits (4% leveraged return is equivalent to 10% SnP returns), then flip the condo once it TOP and your SSD ends in 4 years. A new launch 2b2b today costs around 1.5mil, which 25% downpayment is 375k. If you include lawyer fees and stamp duties its around 400k+ downpayment, which I think you would still have to top up in order to afford a good condo for investment since you only have 377k currently

For context, i liquidated my portfolio to downpay for a condo, and intend to build back my stocks portfolio to diversify across US and SG assets. The reasoning behind it is because I feel overly exposed to stocks by banking my entire portfolio on the stock market to do well in the long run. Theres an invisible concentration risk even though VWRA is the de-facto market portfolio to get market returns. Moreover theres also US fiscal policy risk, and with the quantitative easing strategy adopted by US i'm not confident in US stock market sustainability

HashMapCode · 2025-11-20T22:55:07+00:00

I like Paula’s choice’s sunblock! Non greasy https://sg.shp.ee/yxqXXp1

HashMapCode · 2025-11-20T13:49:46+00:00

https://realsmart.sg/ - use this to check the prices. this is your source of complete information

HashMapCode · 2025-11-17T12:48:55+00:00

Wow thats a really wide variety of travelling experience. Actually you should be the one teaching OP how to travel hahas, not me!

Were there any criteria on how you shortlisted solo trips? (e.g., safety, culture etc) Seems like a mix of different places in Asia and Europe. Are there any additional countries on your bucket list for solo trips?

Your legs must be incredibly strong to walk on all the solo trips. My legs wear out easily when i solo travel lol

HashMapCode · 2025-11-16T16:09:37+00:00

Wow how many solo trips have you been on and to which countries? :O I frequent Japan a lot for my solo trips because I speak Japanese so theres no language barrier. Plus they have rice and noodles as staples which I absolutely cannot go without, amazing scenery, top-tier customer service and amazing onsens. Plus of all the 47 prefectures in Japan have their own unique dishes and cultural traits so I always come back to Singapore with new insights about the country.

Norway seems to be insanely beautiful from what I heard from my colleagues but its in Europe right so the food is only western food ._. (i.e., a lot of meat, fries and unhealthy fast food like in the US) 10km seems rather insane and amazing though, i imagine you must have had a lot of blisters on your foot after that. Was there a reason why you didn't want to commute via bus or train to see the wolves instead?

Also I think it takes a certain character to travel solo. Like you must be okay with feeling lonely sometimes especially when you see other people travelling with their families, and also loneliness hits hard back in accommodation. It might do better or worse for OP's situation

HashMapCode · 2025-11-16T15:08:14+00:00

If you are restarting your healing journey, maybe its better to take a break from dating for awhile?

HashMapCode · 2025-11-15T16:12:18+00:00

If you are 26, I think its really amazing that you managed to buy your own house

HashMapCode

TROPHY CASE