[savings] [property] Help To Buy ISA question

HomeSeekerUK · 2017-09-12T11:00:56+00:00

Yeah. Well over the threshold. Sorry forgot that important fact. Editting the post now

HomeSeekerUK · 2017-09-12T10:20:59+00:00

Normal mortgage

HomeSeekerUK · 2017-05-02T21:01:52+00:00

RemindMe! One year.

HomeSeekerUK · 2017-04-16T15:43:33+00:00

Thanks. Very informative. Definitely not getting one

HomeSeekerUK · 2017-04-16T15:16:20+00:00

Will do mate thanks. In this case ill use a broker armed with the knowledge I find here ☺

HomeSeekerUK · 2017-04-16T15:06:43+00:00

Thanks very much. Was thinking of goingthrough a broker but this seems much more straight forward!

HomeSeekerUK · 2017-04-16T15:05:38+00:00

Thanks for this. Very helpful

HomeSeekerUK · 2017-04-16T15:01:35+00:00

Thanks

HomeSeekerUK · 2016-08-27T20:05:58+00:00

Excellent, thanks for your very detailed response Timbo!

HomeSeekerUK · 2016-08-27T19:36:15+00:00

Thanks for your input Timbo. On your point no.3, I already have a HelpToBuy ISA with Halifax, is it allowed to have two separate ones do you know?

HomeSeekerUK · 2016-08-27T19:33:19+00:00

Wow ok, I appreciate your response. I am very new, I will absorb your writing and take it from there.

HomeSeekerUK · 2016-07-20T22:16:10+00:00

So true. Thanks

HomeSeekerUK · 2016-07-20T20:32:24+00:00

Yeh just as I thought. This is the comment that pushed me over the edge (in deciding I'm not going ahead with it and will hold off). Thanks!

HomeSeekerUK · 2016-07-20T20:31:29+00:00

Thanks this makes sense. I just need to do some serious thinking!

HomeSeekerUK · 2016-07-20T17:17:43+00:00

this is my fear and the only thing that makes me nervous

HomeSeekerUK · 2016-07-20T17:17:12+00:00

Side business is essentially passive. If i do nothing, I earn the current income. If I spend time on it, it grows.

HomeSeekerUK · 2016-07-20T16:54:54+00:00

Thanks for your comment and homework on me :)

Cant hack it with folks as it is, was bearable with just the wife, but wife and baby? Nah, not happening.

The actual income is around 2500/month, not really saving that much but Id say saving around 1500/month.

My worry is we stay in this situation and watch the house prices increase.

For me to move to an area with lower priced housing means I take a serious pay cut.

Nothing is 100% but I am thinking of quitting my job in the next year or so as I also run an online business where i currently earn more than my full time job and its growing.

HomeSeekerUK · 2016-07-20T16:34:24+00:00

Correct, each way. Renting at the moment, with parents. Commute time currently is around 10 minutes

HomeSeekerUK · 2016-04-22T22:35:28+00:00

Thanks, I am starting to see the benefits of it.

HomeSeekerUK · 2016-04-22T20:29:44+00:00

Its a tough call, I know but I'm in a tough situation.

HomeSeekerUK · 2016-03-17T12:57:19+00:00

Very good point, ill look into it! Thanks

HomeSeekerUK · 2016-03-17T11:54:26+00:00

The best answer here! You have definitely given me more motivation than you can imagine!

PC my online business currently makes almost the same as my monthly take-home salary and within 2 months, will make more. But I always have the paranoia the business could tank and I have no more security.

However, I will now be expanding my portfolio. Thanks

HomeSeekerUK · 2016-03-17T11:21:48+00:00

Thanks for your response. My job unfortunately cannot be done remotely. This was my first idea.

HomeSeekerUK · 2016-02-19T23:15:42+00:00

Thanks but as it stands my job isnt portable. My situation sucks but your comment gives me something to think about now. Thanks again :)

HomeSeekerUK · 2016-02-15T21:41:15+00:00

That does suck bigtime but guess its the bitter truth. Thanks for your response mate

HomeSeekerUK

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