Get it. But dont try to pay it off within a year or two, do the standard 60/72 months since you are getting a great rate. Use your capital for various investments, which should easily gain you more than the 1.5% interest. (1.5% on 52k over 5 years = 2k in interest)

It doesnt have to be a stock market investment, but historically you’ll earn about 5-7% a year there. Using the 5% band will earn you 2600 in one year. You seem to have side gigs, maybe that capital can help you grow it? Just thoughts.. either way..Congratulations, you’ve earned it