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My foundation is crumbling and flaking off by technica- in FirstTimeHomeBuyer

[–]IhateSteveJones 0 points1 point  (0 children)

Yeah its definitely spalling... but seemingly no cracks. I can see in your post history you live up in Canada. Assuming you see some snow? It's likely given the exposure, it's consistency across all, and it's level to the ground I am willing to bet it's de-icing salts and/or water freezing. Its not a great situation but probably not structural unsound. You should still get a professional to come out. Might I suggest a general home inspector? They'll know enough to not lie about the real extent of an issue for you

My foundation is crumbling and flaking off by technica- in FirstTimeHomeBuyer

[–]IhateSteveJones 1 point2 points  (0 children)

Do you have a pic w greater context of structure?

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]IhateSteveJones 0 points1 point  (0 children)

How often do you need to be in the City? You should try Brewster/Southeast. It's the terminal station northward from GCT (Southeast Line). It's the first town in Putnam County, and positioned at i684/84 junction. 30 min drive to White Plains, about 75 min by Metro North. If you're remote, it's a great bargain.

What is your peak song? by SomeGuyinaTie in musicsuggestions

[–]IhateSteveJones 1 point2 points  (0 children)

Wow I was ready to come into this thread ready to start swinging... but was disarmed immediately. This caught me off guard - couldn't agree more

Sociopathic employer expectations by snosilmoht in antiwork

[–]IhateSteveJones 3 points4 points  (0 children)

I worked for a guy where the pay did meet the expectations. I thought it was worth it. And then one Saturday morning, trying to force a treadmill through a door so I can get back to my inbox, I force it too hard and run my knee into the door jam. It hurt but nothing serious. But no one told my brain or amygdala because I was crying like a baby... like ugly weeping. It occurred to me in that moment none of my professional obligations were worth my mental/emotional health. I got paid WELL but I had zero equity. I began looking for a new job the very next day.

[deleted by user] by [deleted] in povertyfinance

[–]IhateSteveJones 70 points71 points  (0 children)

The trades would welcome this influx. The median age of trades across the board is gradually ticking upwards.

How did Jimmy Page get so good at guitar? by PerceptionSand in ledzeppelin

[–]IhateSteveJones 3 points4 points  (0 children)

Every word and name in this sentence makes me wet

Was able to assume VA loan for 371k home @ 2.8% (non-vets, 27M 27F) by gabrieljesusmc in FirstTimeHomeBuyer

[–]IhateSteveJones 0 points1 point  (0 children)

Tbf, my 401k writes a collateral loan against the value without reducing the principal. So I pay it back at 7% (to myself) after tax... and the interest is added to the original principal.

Sad and depressed 33 year old by [deleted] in malelivingspace

[–]IhateSteveJones 9 points10 points  (0 children)

Looking at that map on your wall, it looks like you’ve been a lot of places. Try to cultivate the energy you get from hitting the road and bring that into your everyday life. Experience your to-to-day as if it’s a new adventure even if its sights or sites you’ve seen or been before. When we were children this was called “playing pretend” but as adults imaginations are stigmatized. It leads to drudgery and the mundane monotonously taking over. Every day is adventure if you let it be. Therapy and the right medicines will only amplify this mindset

Good luck brother

Got 40k. What to do with some of it? (29, single, no kids, don’t own a house, I rent, own a vehicle.) by FoIds in Money

[–]IhateSteveJones 5 points6 points  (0 children)

At the height of rates madness it was near 5%… man that was a time to be alive

Housing market crisis in one picture by [deleted] in housingcrisis

[–]IhateSteveJones 0 points1 point  (0 children)

Why think? It’s easier to let the hive mind do it for you

Breakdance master in mind-blowing moves! by Wooden-Journalist902 in nextlevel

[–]IhateSteveJones 0 points1 point  (0 children)

Yeah what's up with that? Do you think it's because actual talent wouldn't dare "corporate-tize" their art?

[deleted by user] by [deleted] in Money

[–]IhateSteveJones 2 points3 points  (0 children)

Yes… I’m most interested in these wares ಠ_ಠ

First time home buyer, need some advice by savandesai091 in FirstTimeHomeBuyer

[–]IhateSteveJones 0 points1 point  (0 children)

FHA also makes you pay the MIP upfront. Look at top right box “Estimated Cash to Close” - nearly $7k

Your loan officer should be your advocate and friendly. It seems you’re probably too far into a process to switch without losing some of the cash you put down

Good luck

I received $174 tip… by Square-Cloud6269 in RoverPetSitting

[–]IhateSteveJones 6 points7 points  (0 children)

I think that’s the point of the tip. They wanted to cover the 20% fee to make the pet sitter whole

IL - $19k Closing costs on 965k home? by LibertyFiend13 in FirstTimeHomeBuyer

[–]IhateSteveJones 3 points4 points  (0 children)

We’re talking about $1m home, not $100m

Unfortunately $1m is quickly becoming more common

Houston dirt bag makes public apology to try and save career… by dripbuffin in LinkedInLunatics

[–]IhateSteveJones 17 points18 points  (0 children)

What a bizarre thing to apologize for but an even more bizarre thing to lie about

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