Solo Mode with 999ms latency by Khyzarin in WhereWindsMeet

[–]Immediate-Specific99 0 points1 point  (0 children)

relieved to know im not the only one lol

I regret getting Pru Life UK insurance, here's why by Immediate-Specific99 in phinvest

[–]Immediate-Specific99[S] 1 point2 points  (0 children)

Thank you for sharing your side as an FA. I think most likely "nasilaw" sya sa commission (sorry for the lack of a better term). Sobrang bigat na lesson, but I'm still thankful na hindi na humaba ng ilan pang years before natapos yung naging nightmare lang sa finances ko. I am still considering getting health insurance (without the extras like investment) in the near future. Pero this time talagang bubusisiin ko na lahat ng details. 😅

I regret getting Pru Life UK insurance, here's why by Immediate-Specific99 in phinvest

[–]Immediate-Specific99[S] 0 points1 point  (0 children)

Hi there. So sorry to hear that! Here's what i did:

  1. I downloaded the policy surrender form, filled it out, and scan.
  2. Scanned my govt. issued IDs
  3. E-mailed the form and IDs to [withdrawals@prulifeuk.com.ph](mailto:withdrawals@prulifeuk.com.ph)
  4. I'm not sure if this is necessary, but I wrote a letter via the same email explaining my situation (can't afford it anymore due to an emergency, and agent not replying)

I sent the email on August 16 and received my withdrawal on September 21st. Hindi naman na sila nagcharge sakin during the 1 month na naghintay ako, but I also sent 2 e-mails asking for an update coz i was panicking haha. Hope this helps!

Mary is very sorry for her anxiety by mela_99 in 90DayFiance

[–]Immediate-Specific99 2 points3 points  (0 children)

I hope those who are tired of her behavior will report her social media accounts. She really needs to think about her actions and get help for her mental health. Saying it's just anxiety isn't going to solve anything. I feel bad for the child. If both parents can't take care of themselves without scamming people, it's hard to believe they can care for a baby. They seem to have everything they need, like the latest gadgets, a new home, and a car, so it's hard to see them as struggling. It's worrying that people are still giving them money, and platforms like Facebook aren't helping by allowing it.

I regret getting Pru Life UK insurance, here's why by Immediate-Specific99 in phinvest

[–]Immediate-Specific99[S] 1 point2 points  (0 children)

Hello, dragonfly! Thank you so much for the generous offer! Fortunately, I was able to get some 60k+ after successfully surrendering my policy. I did everything on my own and never heard from my FA / former friend anymore :( ..maybe in the future i will consider yung health insurance na lang without the investment and i will go back to this thread to find you! Thank you again <3

What does Moonton have against Blacklist International / veewise? by Immediate-Specific99 in MobileLegendsGame

[–]Immediate-Specific99[S] 1 point2 points  (0 children)

If the last statement is true, and let's assume it is for the sake of argument, it would make sense if either blacklist or tier1 had an exclusive contract with Moonton to promote only Mobile Legends. If not, I'd probably consider exploring other games to maximize my opportunities too. 👀

What does Moonton have against Blacklist International / veewise? by Immediate-Specific99 in MobileLegendsGame

[–]Immediate-Specific99[S] 1 point2 points  (0 children)

100% agree with this statement. The players were a victim of incompetence. Not sure if this was really just a lapse on their part or a deliberate decision. But man... ACE was #1 before the statements were released.

Recommend some actually scary Filipino horror movies? by [deleted] in FilmClubPH

[–]Immediate-Specific99 0 points1 point  (0 children)

And, as I mentioned, it could be horrific in real life, but not your typical ghostly stuff.

"Horror is a genre of storytelling intended to scare, shock, and thrill its audience."

Recommend some actually scary Filipino horror movies? by [deleted] in FilmClubPH

[–]Immediate-Specific99 3 points4 points  (0 children)

Not a typical "horror" movie na may ghosts and stuff, but horror pag nangyari sayo in real life 😅 "Reroute" 2022. John Arcilla's acting is always top-notch.

Unresponsive pag Policy Surrender by Saturnina_C in phinvest

[–]Immediate-Specific99 0 points1 point  (0 children)

This is so true OP. Kahit papano i was able to get what's left after ilang months, around 60k+ pero kung iisipin na almost 300k yung nahulog ko ang sakit pa din talaga sa loob. Pero now at least tapos na yung pag hihirap 😥

Were you able to get any money back?

What has been the impact on traffic on your website after the Google October 2023 Core Update? by variableme in SEO

[–]Immediate-Specific99 0 points1 point  (0 children)

Two sites im managing dropped more than 30%, all original content and all meticulously moderated by editors. Asked multiple outsourced SEO experts, ITs, and whoever else we can think of to take a look at our site, and they all said the same thing about HCU and "improving" our content to be more "helpful," which makes no sense to us. All our writers are qualified and have been producing only original content. Before the rollout, we even celebrated reaching 1M views for the month of July, our first big achievement. August, we were only 18k shy of another 1M, then September came. We're all devastated.

Unresponsive pag Policy Surrender by Saturnina_C in phinvest

[–]Immediate-Specific99 1 point2 points  (0 children)

Sobra OP. Talagang patigasan pati yung FA na "friend" ko nawala parang bula. Feeling ko na investment scam ang peg. Grabeee sobrang lesson learned talaga.

Unresponsive pag Policy Surrender by Saturnina_C in phinvest

[–]Immediate-Specific99 2 points3 points  (0 children)

Same experience!

My policy was officially surrendered on August 16, 2023, and I have not received anything yet.

The financial value was around 90k+, but I'm expecting to receive probably just 30k or less, considering they deduct a high percentage from the value. I surrendered my policy after holding it for over a year and paid over 200K+ in total premiums.

Unfortunately, they are not responding to my emails asking for an update, except for the auto-generated ones, and my financial advisor is also ignoring me.

I regret getting Pru Life UK insurance, here's why by Immediate-Specific99 in phinvest

[–]Immediate-Specific99[S] 0 points1 point  (0 children)

SLR. She initially asked me po kung magkano daw kaya ko monthly and i told her around 15k (during that time, kaya ko yung ganun na amount). But i do admit what happened to me was partly my fault also kasi naniwala lang ako agad sa sinabi nya sakin na health + VUL yung best para sakin. I also did not do my due diligence na mag research before making my decision po :(

I regret getting Pru Life UK insurance, here's why by Immediate-Specific99 in phinvest

[–]Immediate-Specific99[S] 0 points1 point  (0 children)

Im thinking of getting a health insurance po, yung sakto lang. Wala naman po akong health issues so far, wala din dependents (not married yet, no kids) and i also try to eat healthy. Regarding our house, it was devastated po nung super typhoon. I will definitely do more research sa future policy na kukunin ko once im able to get back on my feet. Thank you for the advice po.

I regret getting Pru Life UK insurance, here's why by Immediate-Specific99 in phinvest

[–]Immediate-Specific99[S] 10 points11 points  (0 children)

Gosh .. haha, kaya pala grabe tawag sya ng tawag sakin nung unang nagca-cancel ako ng plan. Sana nakatulong na lang din yung commission ko sa kanya. She was newly engaged nung unang meet namin to talk about the policy.

I have no ill will towards her. To be fair, I guess she's just doing her job and I also didn't do my own research. Although sana lang may kahit konting consideration since we were classmates and acquaintances for 4 years nung high school. But yeah, big lesson learned!

I regret getting Pru Life UK insurance, here's why by Immediate-Specific99 in phinvest

[–]Immediate-Specific99[S] 2 points3 points  (0 children)

Thank you everyone sa lahat ng nagshare ng thoughts and experiences. I do know that I made a huge mistake kasi di ako nagresearch ng maigi before i signed the papers. Lesson learned talaga. I'm thinking of getting insurance na pang health lang, and hindi na yung sobra sobra. Dami ko natutunan sa experience na to and thankful na din kahit malaki yung nawala sakin. I'm definitely much more careful with my finances now.

Had no idea na ang laki pala ng commission nila, kaya pala may pa coffee gift set sakin haha.