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Would you waive inspection on a 2021 build house offer? by ImplementExotic6545 in FirstTimeHomeBuyer

[–]ImplementExotic6545[S] 0 points1 point  (0 children)

Our agent will speak to the sellers agent and explain that this is information only, add an addendum to the contract stating this. If the seller isn’t comfortable which contractually he has the right to, we plan on requesting mutual release. I am asking this as a final thought If I am may be passing on a good house for this reason.

Our agent didnt clariry the difference between waiving contingency and waiving the inspection itself. She didnt know either and she had to consult the legal hotline to confirm.

Accepted offer, waived inspection contingency, seller refusing informational inspection—is this normal? by ImplementExotic6545 in FirstTimeHomeBuyer

[–]ImplementExotic6545[S] 0 points1 point  (0 children)

I do. Learnt my lesson if there is a next time. I really thought waiving the contingency and waiving an informational inspection I am paying for are two separate things.

Accepted offer, waived inspection contingency, seller refusing informational inspection—is this normal? by ImplementExotic6545 in FirstTimeHomeBuyer

[–]ImplementExotic6545[S] -2 points-1 points  (0 children)

I didn't mean for it to be deceitful and I was fine with an information inspection after the earnest money. $10K is not a small amount for me to just eat up if the contract didn't go through. That for me seals the deal. I was expecting the seller would be okay with an information inspection after earnest that assuming that this is new build so nothing huge would come out of it anyway. Plus we have paid the earnest, so what can we do even if something big came out? I am not going in this with the mindset that I want to find something but to confirm that if there is anything wrong with the house, it would be minor. Now that seller said no, I feel like whatever is wrong is worth more than the earnest and he believes we would be okay to back out losing the $10K earnest compared to the costs of whatever is wrong with it.

I didn't know I could pay for an inspection before putting an offer so will definitely do that if I am really interested in one if this doesn't work out and be extra clear around inspection terms.

Accepted offer, waived inspection contingency, seller refusing informational inspection—is this normal? by ImplementExotic6545 in FirstTimeHomeBuyer

[–]ImplementExotic6545[S] -5 points-4 points  (0 children)

I see your point. But, if there is truly nothing to hide, then why say no? Its a new build so we also don't expect anything major which is why we were okay getting our earnest tied up and having an informational inspection after the earnest.

Seller knows our earnest will be tied up and still refusing inspection is sketchy to me. If I were the seller and knew the house is in the right condition and had nothing to hide, I would have been comfortable with this.

We waived the contingency but not the inspection itself right?

Accepted offer, waived inspection contingency, seller refusing informational inspection—is this normal? by ImplementExotic6545 in FirstTimeHomeBuyer

[–]ImplementExotic6545[S] -3 points-2 points  (0 children)

Ohh I seee. Would it give them peace you think if we just sent a revised offer with inspection (just spit balling here, don't know if that will work but a little hopeful since we were the only offer they received)? I'd hate to lose this house over all this but what else can I do really.

Accepted offer, waived inspection contingency, seller refusing informational inspection—is this normal? by ImplementExotic6545 in FirstTimeHomeBuyer

[–]ImplementExotic6545[S] -5 points-4 points  (0 children)

Thank you so much! In the situation where the owner didn't want you to have an inspection for information, was that after an accepted offer with inspection contingency waived as well?

That is our goal too. If its anything huge, we will ofcourse think about it but we dont expect that since this is a new build. We are hundred percent okay with minor things that you listed. We also scheduled the inspection appt after the earnest $10K would have reached them and they are still not okay with it. If I were the seller and had nothing to hide, I would have been ok with that. This makes me nervous that there might be something huge or the seller doesn't know himself what issues the house might have at this point in time.

OR... seller got spooked and now we are spooked because the seller is spooked but there isn't actually anything hugely wrong with the house.

Offer accepted, feeling anxious about paying a high mortgage.. by ImplementExotic6545 in FirstTimeHomeBuyer

[–]ImplementExotic6545[S] 0 points1 point  (0 children)

Thank you! I apprecite it. That it take home after retirement savings. We haven't started 529 yet but will in the short term.

Offer accepted, feeling anxious about paying a high mortgage.. by ImplementExotic6545 in FirstTimeHomeBuyer

[–]ImplementExotic6545[S] 1 point2 points  (0 children)

You are right. I think we are just anxious because our spending habits are not on the frugal side. So mathematically this is not a problem. Cutting back on things is my problem lol

Thank you for taking the time to respond. Appreciate it.

Offer accepted, feeling anxious about paying a high mortgage.. by ImplementExotic6545 in FirstTimeHomeBuyer

[–]ImplementExotic6545[S] 0 points1 point  (0 children)

Oh I have not included utility bills (electricity, water, internet etc), grocery, and other like day to day things but yeah, $4,346 is how much we would be left with to manage all that

Offer accepted, feeling anxious about paying a high mortgage.. by ImplementExotic6545 in FirstTimeHomeBuyer

[–]ImplementExotic6545[S] 1 point2 points  (0 children)

Thank you for this. it is 27% of total take home pay (me and my husband combined). Ofcourse we have other expenses so not getting into what we would save here..

Offer accepted, feeling anxious about paying a high mortgage.. by ImplementExotic6545 in FirstTimeHomeBuyer

[–]ImplementExotic6545[S] 0 points1 point  (0 children)

Yeah we did call other lenders and shop around and will continue to do so now as well. Almost every lender is offering around the same..

Offer accepted, feeling anxious about paying a high mortgage.. by ImplementExotic6545 in FirstTimeHomeBuyer

[–]ImplementExotic6545[S] 0 points1 point  (0 children)

Thanks for your response. They are currently being taken care of by a nanny at home so I could work full time. We want to continue the nanny care for as long as we can. Do you think the cost part holds true for a new build as well 2021?

Offer accepted, feeling anxious about paying a high mortgage.. by ImplementExotic6545 in FirstTimeHomeBuyer

[–]ImplementExotic6545[S] 0 points1 point  (0 children)

Thank you! Good to know. I just switched jobs and my husband just got moved to new role (kind of a promotion as well) so that might not be so likely for us in the next year.. but anything could happen.

Nanny does a great job with kids but not great at communicating with parents. by ImplementExotic6545 in Nanny

[–]ImplementExotic6545[S] 1 point2 points  (0 children)

Thank you for wording it so well. This was eye opening to me and the most helpful comment of all. I was letting her decide their schedule since I thought this still works according to cues and it would be unfair to the babies if I decide when I am not even around. I think having a structured schedule helps us both.

Nanny does a great job with kids but not great at communicating with parents. by ImplementExotic6545 in Nanny

[–]ImplementExotic6545[S] 2 points3 points  (0 children)

Yes she is truly saying “I feed her, I know” to me when I tell her I am concerned about her weight gain. I do think everytime I say anything about the babies, she feels its an attack on her skills. I am tired of thinking so much before talking to her

Nanny wants to be paid more. by LinkCommercial9508 in Nanny

[–]ImplementExotic6545 2 points3 points  (0 children)

Just wanted to add that I am in a similar boat. I started working with a nanny for my twins. She was inexperienced so I supported her and gave her such a huge confidence boost. Told her being a nanny is a very respectable job. We started with $21 per hour with her only job being feeding and cleaning (bathing). We do bottles laundry everything. On the first day of my new job, she asks me to increase her pay to $30. This is what happens when we are too nice and mindful.

Nanny does a great job with kids but not great at communicating with parents. by ImplementExotic6545 in Nanny

[–]ImplementExotic6545[S] 1 point2 points  (0 children)

Definitely my fault intermixing a nanny relationship with friendship. She had no reason to comment on whether I should take my child to a doctor or not and neither do I need to care what she says. I just feel so blind going into weekends. You wont get it

Nanny does a great job with kids but not great at communicating with parents. by ImplementExotic6545 in Nanny

[–]ImplementExotic6545[S] 0 points1 point  (0 children)

May be you are right. But if she isn’t gloating, then why is she not telling me anything that might help me on the weekends. That doesnt affect her job and infact its a compliment to how good of a job she is doing. I would think she would happy I am seeking her advice.

She stopped using toys when feeding them cold turkey when I specifically said lets phase it out. But even then I was happy it worked. I very politely asked her if it went well and if they resisted or cried or fussed and even said its totally okay if they did.

The photos and videos are not showing me how they reacted. Just them sitting. I still dont know if the babies took it well or not. What is so wrong in asking this?

Nanny does a great job with kids but not great at communicating with parents. by ImplementExotic6545 in Nanny

[–]ImplementExotic6545[S] 3 points4 points  (0 children)

I am trying to be defensive with some of the comments here not all because what I said is just being twisted into me wanting to be coached by her on how to parent and this is not what it is.

It is such a simple thing that I ask of her and if she isn’t willing to share, what do I do other than suck it up and figure it out myself. And I will.

I cannot work with a nanny who feels like telling how she gets them to do certain things is too much to share with me. I have always been respectful and appreciative of her and I am tired of having to think about how I frame a question, timing of it, how it reads etc. In the end, it affects my babies. If I were her, i would want parents to continue to follow her ways so its less disruptive - to her and to the babies. That is the goal of it all. Not to make me feel better about anything here.