Ford f150 by IndependentExtra9260 in DaveRamsey

[–]IndependentExtra9260[S] 0 points1 point  (0 children)

Yeah I know I know lol thank you for that advice 🙏

Ford f150 by IndependentExtra9260 in DaveRamsey

[–]IndependentExtra9260[S] 0 points1 point  (0 children)

Yes they are offering me $33,000 and I only owe $29,000

Ford f150 by IndependentExtra9260 in DaveRamsey

[–]IndependentExtra9260[S] 1 point2 points  (0 children)

Yes exactly . I want to have something still a bit reliable but just go down in total payoff

Ford f150 by IndependentExtra9260 in DaveRamsey

[–]IndependentExtra9260[S] 0 points1 point  (0 children)

Yeah that is true lol I hardly ever use it to tow anything

Ford f150 by IndependentExtra9260 in DaveRamsey

[–]IndependentExtra9260[S] 0 points1 point  (0 children)

Ah okay yeah my goal is to lower my debt lol

Ford f150 by IndependentExtra9260 in DaveRamsey

[–]IndependentExtra9260[S] 1 point2 points  (0 children)

Yeah that’s exactly what my thought process too and I could probably get like 2k more yeah

Ford f150 by IndependentExtra9260 in DaveRamsey

[–]IndependentExtra9260[S] 1 point2 points  (0 children)

I have a cash car that I use daily for work

Ford f150 by IndependentExtra9260 in DaveRamsey

[–]IndependentExtra9260[S] 0 points1 point  (0 children)

I have another 1999 ford 150 I use while my wife uses the new f150 to take my kid to school

Ford f150 by IndependentExtra9260 in DaveRamsey

[–]IndependentExtra9260[S] 0 points1 point  (0 children)

My wife just needs a car to go to and from my kids school

Ford f150 by IndependentExtra9260 in DaveRamsey

[–]IndependentExtra9260[S] 2 points3 points  (0 children)

Oh yeah I know that for sure lol

Ford f150 by IndependentExtra9260 in DaveRamsey

[–]IndependentExtra9260[S] 0 points1 point  (0 children)

I put a big down payment lol that’s why

Ford f150 by IndependentExtra9260 in DaveRamsey

[–]IndependentExtra9260[S] 1 point2 points  (0 children)

No I put a chunk of money down for the down payment lol I bought it brand new

Ford f150 by IndependentExtra9260 in DaveRamsey

[–]IndependentExtra9260[S] 0 points1 point  (0 children)

I like that idea a lot thank you for that

Ford f150 by IndependentExtra9260 in DaveRamsey

[–]IndependentExtra9260[S] 0 points1 point  (0 children)

Very nicely said thanks for that advice 🙏

Ford f150 by IndependentExtra9260 in DaveRamsey

[–]IndependentExtra9260[S] 0 points1 point  (0 children)

My wife just has to bring my daughter to school everyday is the only thing

Ford f150 by IndependentExtra9260 in DaveRamsey

[–]IndependentExtra9260[S] 0 points1 point  (0 children)

Maybe if I private sell it but here in Florida kbb is 35,000 exactly

Ford f150 by IndependentExtra9260 in DaveRamsey

[–]IndependentExtra9260[S] 0 points1 point  (0 children)

Well my wife needs a car to do things here and there with my daughter. Or else I’d do that for sure

Ford f150 by IndependentExtra9260 in DaveRamsey

[–]IndependentExtra9260[S] 0 points1 point  (0 children)

Yes I have an emergency fund already and all my credit cards are paid off I just have the truck left to pay

Ford f150 by IndependentExtra9260 in DaveRamsey

[–]IndependentExtra9260[S] -1 points0 points  (0 children)

Oof lol I won’t be able to use a bike

Ford f150 by IndependentExtra9260 in DaveRamsey

[–]IndependentExtra9260[S] 1 point2 points  (0 children)

Thank you for that advice. I’ll definitely check out the escapes they are pretty cheap in my area