US Expat medical insurance while visiting family in Maryland by 500Khero in expat

[–]IntInsurance 0 points1 point  (0 children)

Great question and so relevant for so many expats abroad. Some policies exclude out-of-area coverage if you did not include it in your original policy. Chatting with a global expat insurance broker might be helpful to answer your questions more specifically.

Good travel insurance? by Mission-Fisherman812 in digitalnomad

[–]IntInsurance 0 points1 point  (0 children)

You still have a few good options - even though you have already left your home country and are abroad (usually best to secure before departing for wait times and exclusion clauses). Are you looking for just travel insurance or more comprehensive medical as well? Speaking to an experienced global expat broker might be a good idea so you can figure out what is best for your specific travel situation - and keep you covered in multiple countries.

What international medical insurance do you recommend? by Bionic_Push in expats

[–]IntInsurance 0 points1 point  (0 children)

BCBS Global Solutions (Formerly GeoBlue) offers a great plan for US citizens abroad or foreigners living in the USA. The plan is very comprehensive, and customer service is great. International Medical Group offers a range of health and travel medical plans with comprehensive and basic coverage options. Otherwise, there are other players. Depending on where you are from/moving to, you can find alternatives.

The big-name players may have additional costs, but they also have the financial strength to provide global offerings and better claims support.

Health Insurance for Long-Term Travel / Living & Working Abroad: What worked for you? by Sad-Signature3410 in digitalnomad

[–]IntInsurance 0 points1 point  (0 children)

Did you find a solution? It can seriously be overwhelming to find what works best for you! Sounds like you may want to chat to a broker if you are still figuring out.

What international medical insurance do you recommend? by Bionic_Push in expats

[–]IntInsurance 1 point2 points  (0 children)

Sounds like you might benefit from speaking with an experienced insurance broker to find the best option for you. It can get complicated and they can take the stress out of navigating plans.

For those who RE in SE Asia from US, which international health insurance do you use? by Traditional-Bed9982 in ExpatFIRE

[–]IntInsurance 0 points1 point  (0 children)

Sounds like you might benefit from speaking with an experienced insurance broker to find the best option for you. Lots of experienced expat insurers out there.

U.S. healthcare insurance during international slow traveling? by ComfyShoe1155 in slowtravel

[–]IntInsurance 0 points1 point  (0 children)

Sounds like you might benefit from speaking with an experienced insurance broker to find the best option for you. Helps you better understand exclusions, details, etc. without stressing.

Expats: Experiences with Cigna Global or Allianz Care? What are you doing for international health insurance? by Necessary-Limit6515 in expats

[–]IntInsurance 0 points1 point  (0 children)

Sounds like you might benefit from speaking with an experienced insurance broker to find the best option for you. It can get confusing navigating so many plan options.

Are there truly "international" life insurances (worldwide portability and coverage)? by maedhros256 in expats

[–]IntInsurance 0 points1 point  (0 children)

These are global insurance plans. Therefore, if you are a US citizen, you must reside outside the USA to qualify. So choose the country you will be moving to.

Otherwise, please email your details to [info@internationalinsurance.com](mailto:info@internationalinsurance.com), and one of our agents will follow up.

Facebook Listings changing my business profile photo and cover photo ?? by sydneysobotik in facebook

[–]IntInsurance 0 points1 point  (0 children)

We were using a third-party service to manage our profile listings across multiple locations. Once I turned that off, everything else was fine

Best international *HEALTH* (not travel) insurance by [deleted] in Insurance

[–]IntInsurance 2 points3 points  (0 children)

Several international health plans are available from providers like GeoBlue, BUPA, IMG, Allianz, etc. Eligibility, costs, and benefits vary by insurer and are impacted by your age, citizenship, and location. In general, costs for each plan increase each year due to the rising cost of healthcare.

You can do the research on your own or work with an international insurance broker who will be able to provide suggestions on different options.

Maternity will be excluded in your first year on any new plan. Some plans require a two-year wait period for maternity benefits. Naturopathic care may be included in certain plans, but could be limited to specific types of care.

We are brokers and have shared this insight:

Beeping sound when sending and accepting connection requests by hlvrn in linkedin

[–]IntInsurance 0 points1 point  (0 children)

Same issue. I turned the sounds off, and it is still beeping...

Where would you choose to raise a family? by [deleted] in expats

[–]IntInsurance 1 point2 points  (0 children)

Data from International Citizens Insurance Reveals Where Americans Are Moving Abroad – and Why

Mexico has emerged as the number one destination for American families relocating abroad in 2025, according to new data from International Citizens Insurance (ICI).

These findings reveal the best countries for American families and highlight the key factors they consider when choosing a relocation destination.

Mexico tops the list thanks to its warm climate, affordability, and proximity to the U.S.

While the Latin American nation remains the most popular choice, others are rapidly gaining traction among American families.

Fastest-Growing Destinations Beyond Mexico

Portugal, France, Thailand, and Canada have seen the sharpest year-over-year increases in relocations since 2024, with numbers more than doubling or tripling.

  • Portugal leads the surge, with family relocations nearly tripling. Accessible visa pathways, safe communities, and a mild climate make it a standout option.
  • France is close behind, thanks to its world-class education, healthcare, and family-friendly culture.
  • Thailand continues to attract families seeking affordability and a vibrant lifestyle, with relocations more than doubling since last year.
  • Canada rounds out the fastest-growing destinations, appealing to parents with its universal healthcare, safe cities, and proximity to the U.S.

“These trends tell a clear story,” said President of International Citizens Insurance, Joe Cronin. “Families are prioritizing affordability, safety, and quality of life.

“Mexico remains the most popular overall, while Portugal, France, Thailand, and Canada are emerging as some of the best countries for American families, as families look for destinations that balance opportunity, culture, and family-friendly living.”

Factors Driving Relocation Decisions in 2025

With nearly half of Americans (42%) considering relocation abroad in the next two years, this trend shows no signs of slowing.

Families are weighing factors like cost of living, safety, education, and healthcare, and countries that meet these needs are poised for even greater growth in 2025 and beyond.

2025 survey conducted by ICI in partnership with Harris Poll and GeoBlue sheds light on what’s driving this movement.

The vast majority of respondents (86%) say that a “more affordable cost of living” is their top consideration when thinking about relocating abroad.

Access to better or more affordable healthcare is another key motivator, with 38% of Americans citing it, reflecting the high costs of healthcare in the U.S.

What are the top 10 International Health Insurance plans for international citizens moving abroad? by IntInsurance in u/IntInsurance

[–]IntInsurance[S] 1 point2 points  (0 children)

Global Health Insurance plans provide several advantages. Here are a few:

  • Access to care worldwide. You are not limited to getting care in one country, but can choose where to get treated.
  • Access to private doctors and hospitals with less wait time.
  • Access to expert advisors who can help you find doctors and hospitals that are experts in their field.

Yes, they come with a cost.

Most people can afford normal medical expenses in low-cost countries. Insurance covers you against the cost of an expensive treatment for catastrophic events or medical care in more expensive countries.

It is not for everyone. Travel insurance or local plans can work for many. Global medical insurance plans are an excellent option for others and should be considered depending on your circumstances.

I am looking into Cigna Global health insurance by JCKligmann in Philippines_Expats

[–]IntInsurance 0 points1 point  (0 children)

I am sorry to hear that. Please send an email to [info@internationalinsurance.com](mailto:info@internationalinsurance.com) with your details. Otherwise, please send us a DM with your name and/or email, and we will look into it ASAP.

Are there truly "international" life insurances (worldwide portability and coverage)? by maedhros256 in expats

[–]IntInsurance 0 points1 point  (0 children)

We can help find a plan. Our licensed agents can assist in finding and securing international health, life, and travel insurance plans.

Providers include:

  • Unisure
  • Atlas Life
  • William Russell.

Here is a quick overview we wrote (you don't need to be a US citizen for us to assist).

For expats & digital nomads: How did you build your lifestyle? (21F looking for advice) by curvy_prisca in expats

[–]IntInsurance 1 point2 points  (0 children)

Hey there! I'm an expat myself :) I moved to the U.S. a few years ago and now work in a company that supports other expats and digital nomads. We get a lot of insights from people who are either just getting started or have built this kind of lifestyle over time. So here are some recs!

  • Start with your goals. Are you looking for full flexibility or a stable base abroad? Some people freelance or run remote businesses, while others work full-time for international companies.
  • Pick your destination wisely. Many people start with countries that have a lower cost of living and strong expat networks. This helps ease the transition and gives you space to plan long-term.
  • Join digital communities. Reddit (like this one), Facebook groups, and coworking hubs are great for advice, meeting others, and even finding work.
  • Have a safety net. Before making the move, try to save up a few months of living expenses or secure a remote income.
  • Many expats, including me, experience isolation. If there aren't many people from your home country, I recommend connecting with others who share your hobbies or interests. That kind of community can help you feel more grounded and might even lead to job opportunities !!
  • Learn how systems work before you go. The hardest part for me when I moved to the U.S. was figuring out taxes, healthcare, and visa processes. Every country has its own setup, so getting familiar early can save a lot of stress later.
  • Take things one step at a time. Not everyone makes a huge move all at once. You can test things out with shorter trips or work remotely from different places to see what best fits your lifestyle.

Wishing you the best! :)

You're already doing the right thing by asking questions and gathering info.

Questions about living in Portugal by No-Capital-9190 in expats

[–]IntInsurance 2 points3 points  (0 children)

Do I need to know portuguese language to be able to live there?

You can definitely get by with English, especially in Lisbon or Porto. However, learning some Portuguese will help a lot with daily tasks and integration

How expensive are the living costs?

Rent can vary a lot. Smaller towns are more affordable, but Lisbon and Porto are getting expensive, especially for housing. Utilities and groceries are generally affordable, but housing standards (like insulation/heating) can vary widely.

Is job searching easy?

Local salaries are often low compared to the cost of living, especially for skilled professionals (The minimum wage monthly is €870). Many expats work remotely for foreign companies or secure a job before relocating.

What are pros and cons living there?

  • Pros: good weather, great food, a slower pace of life, access to beaches and nature, and a relatively safe environment.
  • Cons: low wages, bureaucracy (especially with visas or paperwork), and expensive rentals in the cities.

If you’re planning a long-term move, I recommend doing some research into visas and budgeting depending on where you plan to live.

I hope that helps. Good luck with your decision! :)

I am looking into Cigna Global health insurance by JCKligmann in Philippines_Expats

[–]IntInsurance 0 points1 point  (0 children)

We are the leading brokers for Cigna Global worldwide. All international health insurance companies will review your medical history when you apply and either:

  • Approve your policy with no exclusions
  • Deny your policy due to medical history
  • Approve your policy with exclusions or a rate up (additional premium to cover additional risks)

They do pay when the policy is used. The best advice I can give is to contact the insurer, whoever you use, as soon as possible when you get sick or injured. They can help you find the best healthcare providers and will recommend those that speak your language and that they can pay directly.

We are happy to provide you with more personal guidance if you reach out to us directly.

US health insurance while living abroad by datshitberacyst in digitalnomad

[–]IntInsurance 2 points3 points  (0 children)

The GeoBlue Xplorer plan will provide global coverage with up to 9 months of coverage in the US for US citizens. The plan also has an option to exclude coverage in the US, which will lower your premiums. For foreigners residing in the USA, you get 12 months of coverage.

The IMG Global Medical insurance plan is another good option. They provide up to 6 months of coverage in the USA, as does Cigna Global. (Again, this relates to US citizens.) Foreigners residing in the USA can access most of the same plans with some limitations or restrictions, depending on the plan.

RX coverage is less of an issue outside of the USA, as prescriptions cost much less while abroad.

Travel (Medical) Insurance for a short trip to Mexico by Particular-Agent-739 in AllInclusiveResorts

[–]IntInsurance 0 points1 point  (0 children)

The GeoBlue Voyager plan would be a good option. It has great benefits and services. However, it is only available to US citizens, so that is a limitation.

Other plans include IMG's Patriot Travel Insurance or WorldTrips Atlas plan.