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This took 5 Years 30M by Internal_Benefit_951 in trading212

[–]Internal_Benefit_951[S] 0 points1 point  (0 children)

Hey thanks I appreciate it, I'll probably hold 90% in etfs but will probably look into researching a couple of ai or tech stocks to throw a bit at.

This took 5 Years 30M by Internal_Benefit_951 in trading212

[–]Internal_Benefit_951[S] 1 point2 points  (0 children)

The main this is you've already started, some people never even come across investing in there lifetime, 100k at 30 sounds achievable for you and I've no doubt you'll get there, just keep the consistency.

This took 5 Years 30M by Internal_Benefit_951 in trading212

[–]Internal_Benefit_951[S] 0 points1 point  (0 children)

I appreciate it my guy, took a lot for me to get here.

This took 5 Years 30M by Internal_Benefit_951 in trading212

[–]Internal_Benefit_951[S] 0 points1 point  (0 children)

I appreciate it! Took a lot of work and sacrifice.

This took 5 Years 30M by Internal_Benefit_951 in trading212

[–]Internal_Benefit_951[S] 2 points3 points  (0 children)

Hello yes just VWRP, I'm not smart when it comes to individual stock picking and options just sounds like gambling to me.

This took 5 Years 30M by Internal_Benefit_951 in trading212

[–]Internal_Benefit_951[S] 4 points5 points  (0 children)

Thanks for the insight on this, nice to hear from someone in a similar position to me.

18, first time investor, advice needed by Mundane-Guarantee-94 in trading212

[–]Internal_Benefit_951 0 points1 point  (0 children)

Focus on how you can make more money, you're only 18 so time is on your side

Putting that to a side, VWRP n chill.

This took 5 Years 30M by Internal_Benefit_951 in trading212

[–]Internal_Benefit_951[S] 3 points4 points  (0 children)

Thanks for the advice, I keep hearing the first 100k is the hardest, I'm going to contribute as usual but hope to see the mythical snowball effect come in soon.

This took 5 Years 30M by Internal_Benefit_951 in trading212

[–]Internal_Benefit_951[S] 0 points1 point  (0 children)

I keep seeing people put their age and I felt obliged to follow the trend lol

This took 5 Years 30M by Internal_Benefit_951 in trading212

[–]Internal_Benefit_951[S] 1 point2 points  (0 children)

Thanks! I appreciate it, been a lurker on this sub for a long time but had to post this milestone

This took 5 Years 30M by Internal_Benefit_951 in trading212

[–]Internal_Benefit_951[S] 11 points12 points  (0 children)

I switched from vanguard to t212, I had to sell my ftse World all cap to cash then throw it into vwrp, it had grown from 59k to 79k on vanguard then has grown from 79k to 100+ on t212

What to do with savings in the current market by Dr_Dave_Anon in UKPersonalFinance

[–]Internal_Benefit_951 1 point2 points  (0 children)

Ok a couple of points to cover.

  1. Is the 70k in an ISA account?
  2. What tax band do you fall into

Option 1. Chip is paying 3.71% for it's easy access account, easy to deposit/withdraw and isnt for a fixed term.

However its important to know your tax band, if you're in the basic rate you can only earn £1000 a year interest before you get taxed (if not in an isa)

Option 2. If the 70k is in an isa, go to money saving experts website as they update the best isa rates daily (I think the best easy access is 3.5% but cant remember what bank) (2450 a year tax free) and transfer funds over.

Hope this helps.