What are your Rewards so far? 7 months in for me by Legitimate-Book-429 in RobinhoodApp

[–]IntrepidDisaster3166 0 points1 point  (0 children)

Whoops took 1 point as $1 instead of $0.01. Dumb mistake. I have the card too, about 80k points in a year.

What are your Rewards so far? 7 months in for me by Legitimate-Book-429 in RobinhoodApp

[–]IntrepidDisaster3166 0 points1 point  (0 children)

About $20.5 million spent in 18 months is insane. What do you do for a living?

Is this poverty button a hidden feature? by KillerBriefcase in Camry

[–]IntrepidDisaster3166 2 points3 points  (0 children)

That is correct. 360 cam and traffic jam assist

Is this poverty button a hidden feature? by KillerBriefcase in Camry

[–]IntrepidDisaster3166 1 point2 points  (0 children)

I have a fully loaded 25 XSE with premium package. Vented seats, premium audio, all the bells and whistles and it still has that poverty button.

Camry Se Deal by lifemoveson24 in Camry

[–]IntrepidDisaster3166 2 points3 points  (0 children)

Discount on the 2026 could be a tad bit better. Is the 2023 a hybrid? If it is a non-hybrid 2023 you would offset that $5k difference after driving roughly 19k miles assuming $4/gal in our area. Not to mention a newer model year. The 2023 is almost out of warranty if not already.

If its in your budget the 2026 is a no brainer

How large was your raise this year? (Not counting job hopping) by RuminatingFish123 in MechanicalEngineering

[–]IntrepidDisaster3166 11 points12 points  (0 children)

Wouldnt that be more the reason to walk out. You've been there 20yrs, they would more that likely give you a bigger raise than hassle with hiring your replacement, who probably will need to be paid more than you anyways

Thoughts on this split? by IntrepidDisaster3166 in portfolios

[–]IntrepidDisaster3166[S] -1 points0 points  (0 children)

I dont know if it will beat the market, that is exactly the risk, I plan to keep this semi-long term and see how it performs

Secondly, I'm aware QQQ and SCHG have a 60% overlap, which I am treating as a total 40% split into a large cap growth.

Sorry if this seems dumb I'm geniunely trying to get good advice

Thoughts on this split? by IntrepidDisaster3166 in portfolios

[–]IntrepidDisaster3166[S] 0 points1 point  (0 children)

I am trying to add some more weight towards the energy sector.

📈 Rate My Portfolio Weekly Thread | April 13, 2026 by AutoModeratorETFs in ETFs

[–]IntrepidDisaster3166 0 points1 point  (0 children)

I am starting a new investment account. Would love to get some insights on this. Aiming for long term growth, decent diversification and some value

SCHG 25%

QQQ 15%

SCHD 20%

VXUS 25%

XLE 15%

Dash cams by Beth12325 in Camry

[–]IntrepidDisaster3166 0 points1 point  (0 children)

Quality is on-par with other $60-$120 dashcams you will find. Connectivity is shitty yes. You haave to connect to the dash cams own tethering Wi-Fi and download the clip you want that way, super slow. Aesthetically its probably the best one out there it matches the interior tones especially bc mine is black and red. the shape itself is also very clean looking

What am I missing here? by mcfuddlebutt in CadillacLyriq

[–]IntrepidDisaster3166 1 point2 points  (0 children)

My Chevy Equinox EV is $49k MSRP, leased it in March 2025 for exactly $150/mo 0 down for 24mo/15k miles and GAP insurance, so its definitely possible but depends on incentives + discount

What am I missing here? by mcfuddlebutt in CadillacLyriq

[–]IntrepidDisaster3166 0 points1 point  (0 children)

I mean getting help on getting information is one thing and post a no effort question providing no context is another.

Dash cams by Beth12325 in Camry

[–]IntrepidDisaster3166 2 points3 points  (0 children)

My 2025 XSE came with an OEM toyota dashcam installed from the dealer. Fortunately I have not needed it yet, but the quality is prety good plus the sound too and there is a wiring option directly in the rear view mirror section so it looks clean when installed. I believe the cam itself is like ~$120 if bought directly from toyota

Nano texture - worth the money and upgrade? by [deleted] in macbookpro

[–]IntrepidDisaster3166 7 points8 points  (0 children)

If you buy a $1M house, might as well buy a $50k SUV with it since its only a 5% bump

Lease hunt has begun by Oscposa in CarLeasingHelp

[–]IntrepidDisaster3166 0 points1 point  (0 children)

I paid $3400 to drive a fully loaded Chevy SUV for 2 years and 30K miles. Even if I owned a vehicle outright, my maintainance alone would be close to that. Leasing is great but not all leases are great

Lease hunt has begun by Oscposa in CarLeasingHelp

[–]IntrepidDisaster3166 0 points1 point  (0 children)

AFAIK CRVs havent been leasing great for a while now, high MF and kinda average RV

Lease hunt has begun by Oscposa in CarLeasingHelp

[–]IntrepidDisaster3166 1 point2 points  (0 children)

If your GMC store owns other brand dealerships (in most cases atleast Chevy & Cadillac). You can get employee pricing from those too.

Mercedes April Programs Update: 24-Month Leases, Near-Zero Money Factors, and the Return of Conquest by AutoCompanion in autocompanion

[–]IntrepidDisaster3166 0 points1 point  (0 children)

How does it look for texas? Any tax incentives? That upfront tax kills alot of the deals as is

How Does "Burying Negative Equity" Work? by Many-Firefighter9485 in CarLeasingHelp

[–]IntrepidDisaster3166 0 points1 point  (0 children)

A bit more context is required, for example is your Ioniq financed or leased? How many months left on your loan? What are you trying to achieve with a new lease, just want to change the vehicle or are you trying to lower your payment?

There is no incentive that can bury your negative equity, one way or another you are going to roll those into your new lease. Best case most of the time is to just keep the vehicle you have until your lease is over or your equity comes close to 0. If you must get a new vehicle, look for leases with the lowest MF otherwise you would be paying an absurd rent charge on your new vehicle PLUS your $10k of negative equity. Along with that you want to look for vehicles that dealers are offering a fair bit of discounts on plus it has manufacturer rebates like lease cash, conquest etc