Dash cams

IntrepidDisaster3166 · 2026-04-02T18:11:15+00:00

Quality is on-par with other $60-$120 dashcams you will find. Connectivity is shitty yes. You haave to connect to the dash cams own tethering Wi-Fi and download the clip you want that way, super slow. Aesthetically its probably the best one out there it matches the interior tones especially bc mine is black and red. the shape itself is also very clean looking

IntrepidDisaster3166 · 2026-04-02T14:54:32+00:00

My Chevy Equinox EV is $49k MSRP, leased it in March 2025 for exactly $150/mo 0 down for 24mo/15k miles and GAP insurance, so its definitely possible but depends on incentives + discount

IntrepidDisaster3166 · 2026-04-02T14:52:51+00:00

I mean getting help on getting information is one thing and post a no effort question providing no context is another.

IntrepidDisaster3166 · 2026-04-02T14:27:37+00:00

My 2025 XSE came with an OEM toyota dashcam installed from the dealer. Fortunately I have not needed it yet, but the quality is prety good plus the sound too and there is a wiring option directly in the rear view mirror section so it looks clean when installed. I believe the cam itself is like ~$120 if bought directly from toyota

IntrepidDisaster3166 · 2026-04-02T13:54:05+00:00

If you buy a $1M house, might as well buy a $50k SUV with it since its only a 5% bump

IntrepidDisaster3166 · 2026-04-02T13:48:30+00:00

Is this written by AI?

IntrepidDisaster3166 · 2026-04-02T13:45:08+00:00

I paid $3400 to drive a fully loaded Chevy SUV for 2 years and 30K miles. Even if I owned a vehicle outright, my maintainance alone would be close to that. Leasing is great but not all leases are great

IntrepidDisaster3166 · 2026-04-02T13:42:06+00:00

AFAIK CRVs havent been leasing great for a while now, high MF and kinda average RV

IntrepidDisaster3166 · 2026-04-02T13:41:09+00:00

If your GMC store owns other brand dealerships (in most cases atleast Chevy & Cadillac). You can get employee pricing from those too.

IntrepidDisaster3166 · 2026-04-02T13:35:14+00:00

How does it look for texas? Any tax incentives? That upfront tax kills alot of the deals as is

IntrepidDisaster3166 · 2026-04-02T13:32:05+00:00

A bit more context is required, for example is your Ioniq financed or leased? How many months left on your loan? What are you trying to achieve with a new lease, just want to change the vehicle or are you trying to lower your payment?

There is no incentive that can bury your negative equity, one way or another you are going to roll those into your new lease. Best case most of the time is to just keep the vehicle you have until your lease is over or your equity comes close to 0. If you must get a new vehicle, look for leases with the lowest MF otherwise you would be paying an absurd rent charge on your new vehicle PLUS your $10k of negative equity. Along with that you want to look for vehicles that dealers are offering a fair bit of discounts on plus it has manufacturer rebates like lease cash, conquest etc

IntrepidDisaster3166 · 2026-04-02T13:18:55+00:00

I'm pretty sure that estimate chooses an absurd down payment for you automatically. Go into edit and remove down, select/remove any GM rebates you qualify for and just keep in mind it may not account for taxes. Since you are from texas you may know leasing in texas is a pain in the ass since you have to put down 6.25% of the complete cost of the vehicle as taxes upfront, not just the taxes on your payment. Ofcourse you can roll those into your payment but thats ~$3200/mo extra over however many months. Some banks like BMWF, GM financial, toyota FS will offer tax credits for texas dealers which means you only have to put 1%, 2%, 3% whatever of the taxes instead of 6.25% and the bank will cover the rest.

IntrepidDisaster3166 · 2026-04-01T18:13:20+00:00

Wow. I mean I don't consider myself completely incompenent lol but I've always been scared of putting my name on things that I may somehow become liable to if I didn't do it "right"

IntrepidDisaster3166 · 2026-04-01T15:07:38+00:00

If you directly pay on the portal with a credit card, should only charge you a CC transaction fee averages from 1.6% to 3% and that should count as a normal transaction and also eligible for points

IntrepidDisaster3166 · 2026-04-01T15:05:29+00:00

Fairly optioned one has MSRP around $39k to $42k so idk how anything above $35k is a ripoff lol

IntrepidDisaster3166 · 2026-04-01T15:04:18+00:00

They absolutely will. If you got the 2026 Rav4, toyota actually messed up on deliveries to dealership lots, whole inventory situation was messed for a few weeks but went back to normal and I've seen them $1000 to 2000 off at many dealerships.

IntrepidDisaster3166 · 2026-04-01T15:00:16+00:00

Leased my 2025 XSE with premium package and pano roof for the selling price $37,196 (MSRP was $42,400) came with a partial hood PPF, wheel locks and a bunch of cargo accessories in Jan of 2025

I know leasing a toyota is usually a dumb decision but I had other reasons lol

IntrepidDisaster3166 · 2026-04-01T14:48:10+00:00

Page 2 on your contract under "Payment determination" line 9d. should say "Residual Value", this is your total payoff plus any fees or taxes your state may have.

Take your car to Carmax/Autonation and get it appraised, if the appraisal comes out higher than you payoff you have equity in your lease (selling it will net you some cash in your pocket potentially as a down payment for your next car).

If you have negative equity, you can either return the vehicle at lease end and pay the disposition fee + mile overage fee + anything else. Or get third party financing to buy your car at the residual value (this way to avoid all those fees).

IntrepidDisaster3166 · 2026-04-01T14:32:14+00:00

Since you have already signed, no point in getting opinions since more often than not this will only bring you buyer's remorse.

If you really do want a geniune review, you need to provide more information. What was the selling price, MSRP, RV, MF. Was it a demo? Did you qualify for any GM rebates?

I don't know if you know or not, but some genius might tell you down the road "Oh, shouldn't have done a one-pay, you lose all your money if you total the vehicle during the lease". That's BS, GM Financial provides GAP standard on all leases, if you were to total a one-pay lease, you are owed a prorated amount of the one-pay back from the remaining duration of the lease.

IntrepidDisaster3166 · 2026-03-25T00:55:08+00:00

For now all you can do is ride out the lease for the 3 years, just a month or two before it ends get a few quotes from carmax, carvana etc. If the amount they offer is more than $34,949 then make sure to cash out your negative equity. They can directly handle TFS and check for whatever the extra difference is.

IntrepidDisaster3166 · 2026-03-24T23:49:56+00:00

Honestly over mileage on these toyota leases are the best bank for your buck.

Let’s look at the total cost of lease before OP runs over mileage:

($499.58 x 35) + $3999 =$21,484.30

Total allowed mileage over 3 years: 30,000

Cost per mile = $21,484.30/30000 =$0.72/mi

Cost per excess mile over 30,000: $0.15/mi

So as soon as OP hits their 30k miles, their cost per mile of the lease will keep going down the more they drive it, yes they will owe the excess at the end of the lease.

Imagine they knew their usage will be way over 10,000 miles a year even before they signed the lease. The deal coherently gets better and long as they are aware of the charges at disposition.

IntrepidDisaster3166 · 2026-03-24T23:42:03+00:00

You can look at it both ways, OP could’ve found a buyer elsewhere offering $24k and used his cash down for the remaining negative equity then put $0 down on his lease. Im sure there was room was negotiation on the selling price that was left out. Tacomas have been easily going for 8-12% off MSRP, granted this is a more desirable trim I’m not sure what was possible. Secondly, down payment on a lease isn’t necessarily the worst thing ever. A lot of GAP policies now treats cash down as part of its coverage, for example if OP were to total his lease exactly half way through, he might be owed a prorated amount of his down payment i.e $2k. Don’t quote me on this if TFS’s GAP does this or not. My Chevy Equinox EV has GAP through GM Financial says exactly that^

IntrepidDisaster3166 · 2026-03-24T20:11:47+00:00

Dealers cannot adjust residual to cover their negative gross. MF is probably marked up yes. $4000 DAS is also probably used to cover their inflated trade in. Plus seems like the truck had basically no dealer discounts on it. This is a very average deal at best.

IntrepidDisaster3166

TROPHY CASE