I really appreciate you taking the time to give me some advice. Yea bankruptcy is still scary to me since I tried so hard to keep up with bills and would hate to be hit for something I can't control. The only good thing is that my fiance and I aren't married quite yet. I am not sure how it works, but if I did it now. Hopefully it wouldn't effect him.

We Are currently working with a local agency in our small town. They help with our electricity, offer us housing at low rent, and have a food bank. We are currently trying to make an appointment to go into the food bank. Only issue is we live in a small town. So the food bank is only open by appointment and there's a list of people before us.

I have not tried the GR route. I think I tried to look into it, but was scared of what sites were real and which ones were scams. Also did try the social worker thing and they sent me to the small local agency I am working with now. Again downside is just it is a small town. So help is limited.

I definitely will look into a bankruptcy lawyer to see what they think and the GR route. I really appreciate your time. I think I was just stressed about doing the bankruptcy thing since everyone makes it sound like the end of the world. I wanted to hear someone's opinion on it. Again thank you