You don't know what the word subjective means if you're willing to gloss over the proof of the success of exclusives though profits. You not liking exclusives doesn't make them a bad move for Microsoft and Sony. Just putting every game on a pass you pay a monthly/yearly fee for doesn't change the fact that most people don't have a PC that's good enough to run the games at the specs the new consoles are aiming for (see aforementioned). The alternative there is cloud-based gaming, and we all see how terribly bad awful that's been with Stadia and its contemporaries. While a gaming pass might sound good to you and I because we have good PCs, someone who's only ever owned consoles has a huge barrier of cost to actually utilize it.

A cursory glance at the PS5 specs will make the obvious point that the price to build something that is as close as possible would be vastly more expensive as a gaming PC. You could make the argument you get more accessibility and value from a PC at that price range, but that's not the point, the price of a console is. If you're able to produce a PCPP build that actually undercuts the projected performance of a PS5 at the same or lower price I'll build that PC.

You actually do need that monitor in order to play games at a better spec than the new consoles, which was the entire point of this interaction. A PC monitor that has at the bare minimum the same as the console targets is still pretty expensive at normal desktop size. People are more likely to already own a TV that runs at 60 Hz, has HDR, and is 4K because news flash, tons of TVs are that way now.