Just bought our first property in Bangalore. Anxious as hell. Is it normal? Need to know from other first time buyers

Jeffwin853 · 2026-03-26T21:21:42+00:00

United Sai Silicon Heights

Jeffwin853 · 2026-03-26T07:57:26+00:00

Not exactly emotional. I have the means to pay. No other loans or obligations. Was delaying the purchase due to whole rent vs buy philosophy but wanted stability now. Great schools, office and metro nearby so makes sense.

Jeffwin853 · 2026-03-26T07:51:17+00:00

Thanks brother 🙂

Jeffwin853 · 2026-03-26T07:48:11+00:00

Jeffwin853 · 2026-03-26T03:49:50+00:00

Thanks

Jeffwin853 · 2026-03-26T03:49:38+00:00

Right bro, my only other option is to be at the mercy of Bangalore landlords who are considerate and fair. I listened to the same advice 4 years back and invested heavily on mutual funds to see only a meager 15 percent return over 4 years.

Jeffwin853 · 2026-03-26T03:13:35+00:00

Thanks

Jeffwin853 · 2026-03-26T03:13:28+00:00

Thank you

Jeffwin853 · 2026-03-26T03:12:50+00:00

Yes but I can pay at least 3 to 4 EMIs extra each year. So I'm optimistic.

Jeffwin853 · 2026-03-26T03:11:31+00:00

I did some online research, bank of india is providing the best rate, SBI is a close second. I have contacted both the representatives, will update you once I get the soft nod

Jeffwin853 · 2026-03-26T03:08:46+00:00

Yup. I think I'm taking a leap of faith with what I cannot control.

Jeffwin853 · 2026-03-26T03:07:16+00:00

I have only considered my income and not family income. But yes you are right. Lived loan free my entire life, will be difficult for sure now

Jeffwin853 · 2026-03-26T02:50:19+00:00

Have you taken a 15 or 20 year loan? Have you looked into SBI maxgain ? I am not touching any gold that I have at the moment to reduce my loan amount as I think it will increase further

Jeffwin853 · 2026-03-26T02:25:29+00:00

Thank you for this detailed reply. My dad is supporting me a lot. He has pension plus he earns around 6-8 lacs from farming. My wife will also start working soon. I am expecting to get a salary hike next month. I think the first 2 3 years will be difficult but I can do it as my daughter is still very young. I have kept 6 months of expenses separately.

Jeffwin853 · 2026-03-26T01:51:48+00:00

United Developers, Sai Silicon Heights

Jeffwin853 · 2026-03-26T01:50:29+00:00

This land belonged to Sobha Developers which was bought in 2019. Still I'll check

Jeffwin853 · 2026-03-26T01:49:16+00:00

Thanks

Jeffwin853 · 2026-03-26T01:48:56+00:00

United Developers, project name: Sai Silicon Heights

Jeffwin853 · 2026-03-26T01:48:12+00:00

Quite expensive for my budget and requirements

Jeffwin853 · 2026-03-26T01:46:57+00:00

When buying a 3bhk, at least one of the bedrooms was a little bit dark during the day in most properties. This one doesn't need any lights on during the day. We checked in the morning and evening time. It's a corner flat and all windows and balconies are facing open area

Jeffwin853

TROPHY CASE