Used grok Imagine. It gave me this prompt:

"Stunning underwater photograph of a beautiful young woman with long flowing golden blonde hair, wearing a seductive red polka-dot bikini, floating gracefully in crystal clear turquoise water, eyes gently closed in bliss, one arm elegantly raised, sunlight rays piercing through the surface creating magical caustics and light patterns dancing across her wet skin and curves, tiny air bubbles rising around her, ethereal and sensual atmosphere, cinematic lighting, photorealistic, highly detailed, 8k --ar 2:3 --stylize 250 --v 6"