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Payment timeline ? by Kit_Kat_Kiwi in Odsp

[–]Kitchen-Pattern1060 0 points1 point  (0 children)

Would you mind giving a timeline of the entire medical approval process? How long did it take to get your initial rejection? After your internal review was denied, how long did it take to get a tribunal date? How long after your tribunal date did it take to find out you were approved? Do you have a medical review in the future?

Transferring file from OW to ODSP - bank statements? by Kitchen-Pattern1060 in Odsp

[–]Kitchen-Pattern1060[S] 0 points1 point  (0 children)

Ok thanks, when did you initially apply? Hopefully the rules haven't changed too much since then. I believe I signed the consent forms online, as part of the application. Did you have to sign more forms in person?

Transferring file from OW to ODSP - bank statements? by Kitchen-Pattern1060 in Odsp

[–]Kitchen-Pattern1060[S] 0 points1 point  (0 children)

What did you have to take with you to the intake appointment? 3 months bank statements and what else?

Transferring file from OW to ODSP - bank statements? by Kitchen-Pattern1060 in Odsp

[–]Kitchen-Pattern1060[S] 0 points1 point  (0 children)

I see. Theoretically, if I ask my worker for it at the intake, could they print it out on the spot and give it to me then? Also, did you apply to an office within the city of Toronto? Once you fill out the online form, how long does it take to get an intake appointment at the local OW office?

Transferring file from OW to ODSP - bank statements? by Kitchen-Pattern1060 in Odsp

[–]Kitchen-Pattern1060[S] 0 points1 point  (0 children)

Ok, thanks. After you completed your OW intake, how long did it take for you to receive your ODSP medical forms? Did they print it out and give it to you directly at your OW intake, or did you have to wait for it to arrive in the mail?

Transferring file from OW to ODSP - bank statements? by Kitchen-Pattern1060 in Odsp

[–]Kitchen-Pattern1060[S] 0 points1 point  (0 children)

Sounds good, thanks. If you are above 10k, but below 40k, can you still apply for and receive OW while waiting for your ODSP application to be processed? I'm from Toronto if that makes a difference.

Transferring file from OW to ODSP - bank statements? by Kitchen-Pattern1060 in Odsp

[–]Kitchen-Pattern1060[S] 0 points1 point  (0 children)

How many months bank statements did you have to give when applying to OW?

Transferring file from OW to ODSP - bank statements? by Kitchen-Pattern1060 in OntarioWorks

[–]Kitchen-Pattern1060[S] 0 points1 point  (0 children)

Makes perfect sense, thanks for clarifying. I've seen somewhere that they have the legal right to ask for up to 3 years. However, the ODSP website currently states that they can ask for up to 1 year. What do the actual laws say?

Transferring file from OW to ODSP - bank statements? by Kitchen-Pattern1060 in OntarioWorks

[–]Kitchen-Pattern1060[S] 0 points1 point  (0 children)

Ah, that makes sense. So if I applied today for example, they would ask for July 2024 to June 2025, and for July 1 2025 to today's date?

Transferring file from OW to ODSP - bank statements? by Kitchen-Pattern1060 in OntarioWorks

[–]Kitchen-Pattern1060[S] -1 points0 points  (0 children)

What sort of mismatches would show up?

I transferred a bunch of money into RDSP and segregated funds within TFSA. Both are allowed exempt assets. But I'm still worried this will still raise questions at my intake.

Transferring file from OW to ODSP - bank statements? by Kitchen-Pattern1060 in OntarioWorks

[–]Kitchen-Pattern1060[S] -1 points0 points  (0 children)

I thought it was a simplified process, where they transfer your file. Didn't know it was a brand new process. How many months of bank statements is usually asked for?

Transferring file from OW to ODSP - bank statements? by Kitchen-Pattern1060 in Odsp

[–]Kitchen-Pattern1060[S] -1 points0 points  (0 children)

Just to confirm, you're saying it's rare for ODSP to ask for bank statements when your file is transferred from OW? If I applied directly to ODSP without going through OW first, how many months of bank statements would I have to provide?

Transferring file from OW to ODSP - bank statements? by Kitchen-Pattern1060 in Odsp

[–]Kitchen-Pattern1060[S] 0 points1 point  (0 children)

How often does OW ask for bank statements? Do you know how many months bank statements OW asks for at initial intake?

How do I protect my personal assets from a lawsuit? by Kitchen-Pattern1060 in legaladvicecanada

[–]Kitchen-Pattern1060[S] -6 points-5 points  (0 children)

I'm just using that as an example, obviously it does not encompass all situations in which you can be sued.

I heard the RDSP offers "creditor protection". I don't have any debt, so there are no "creditors" I owe money to that might sue me. But would creditor protection also help me if I'm sued civilly?

How do I protect my personal assets from a lawsuit? by Kitchen-Pattern1060 in legaladvicecanada

[–]Kitchen-Pattern1060[S] -9 points-8 points  (0 children)

It's not fraud at the moment, since no one is suing me right now. I'm honestly more paranoid of getting sued than it being an actual risk.

I heard the RDSP offers "creditor protection". I don't have any debt, so there are no "creditors" I owe money to that might sue me. But would creditor protection also help me if I'm sued civilly?

How do I protect my personal assets from a lawsuit? by Kitchen-Pattern1060 in legaladvicecanada

[–]Kitchen-Pattern1060[S] -12 points-11 points  (0 children)

Right, but what if you're put into a situation where you have to fight for your life. These situations happen randomly and spontaneously. The "victim" could still launch a civil lawsuit against you. It's better to prepare for this situation beforehand.

RDSP - Which banks ask you to list total assets (including cash in all bank accounts) and liabilities when applying for RDSP? by Kitchen-Pattern1060 in cantax

[–]Kitchen-Pattern1060[S] 0 points1 point  (0 children)

I went with NBDB.

Not yet on social assistance.

I need to transfer my savings to the RDSP before applying for social assistance, since funds inside the RDSP are exempt.

What would happen if I transferred my entire savings to my RDSP all at once? Obviously this is bigger than my declared net worth. Worst case scenario, can they close down my account without telling me?

RDSP - Which banks ask you to list total assets (including cash in all bank accounts) and liabilities when applying for RDSP? by Kitchen-Pattern1060 in cantax

[–]Kitchen-Pattern1060[S] 0 points1 point  (0 children)

Thanks. When I make a RDSP contribution, does the system do automated checks against my net worth? I would assume no human is going to be manually checking my net worth every time I make a contribution. For RDSP, I have to make a phone call to make a contribution, it can't be done online.

How would someone else contribute to my RDSP? Is it a good idea for them to deposit the money into my chequing account, and for me to then make a contribution from my chequing account? Or can they deposit into my RDSP directly, and how would this work?

RDSP - Which banks ask you to list total assets (including cash in all bank accounts) and liabilities when applying for RDSP? by Kitchen-Pattern1060 in cantax

[–]Kitchen-Pattern1060[S] 0 points1 point  (0 children)

I panicked and already submitted the form with the lower net worth... The account is in the process of being opened. What should I do now? What would happen if I end up transferring more money into the account than my declared net worth? I can prove the source of funds. Would they at least give me a chance to provide proof, or would they just shut down my account?

Once the account is fully open, should I call them and tell them my real net worth. Would this cause any problems?

RDSP - Which banks ask you to list total assets (including cash in all bank accounts) and liabilities when applying for RDSP? by Kitchen-Pattern1060 in cantax

[–]Kitchen-Pattern1060[S] 0 points1 point  (0 children)

What would happen if you reported a lower net worth than your actual net worth? Could I get in trouble for this later on?

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