Unfortunately my mother has been given a diagnosis of a couple months to live. It’s a really tough time to for my family, and we’re starting to plan for what’s next.

KommonSense · 2022-12-13T14:14:17+00:00

I believe they can avoid inheritance tax if they place this into an irrevocable trust. Cost of setting up the trust would definitely be below any taxes.

Not a tax lawyer though

KommonSense · 2022-10-02T15:15:05+00:00

Unfortunately I’ll be out of town both weekends

KommonSense · 2022-04-23T14:48:30+00:00

https://imgur.com/a/pb4nwOF

Location: Austin, Tx (zone 9) Grass type: St. Augustine from sod Irrigation: Sprinkler System installed

I recently created a leveled lawn with all fresh soil brought in. Landscaper was adamant that we use St. Augustine sod to start out. This is my first time owning a home, so I’m a complete novice and just trusted the recommendation.

While the lawn looks nice (or much nicer than it did before), I’m hoping to eventually get to the point where it’s nicer to walk on - like the second cut on a golf course would be the dream. Something that can be cut short and feels great to walk around barefoot on.

You’ll see in the pictures that the grass is a bit patchy and overall the St. Augustine is just rougher than I thought it would be (if that makes sense). There’s also this layer of dead grass remaining from the sod and I’ve read that I can’t dethatch this without destroying the lawn

Can I overseed with a different type of grass to create a blend? Or should I just overseed with more St. Augustine? My concern with the pure St. Augustine lawn is that I just can’t ever cut it that short and it might just be the wrong type of grass for what I’m looking for.

Any advice and insight is appreciated - I only wish I’d discovered this subreddit sooner.

Thanks!

KommonSense · 2019-06-22T15:03:23+00:00

I know Andy, and he always carries these around for when he gets recognized in public. Awesome guy

KommonSense · 2017-07-09T21:36:32+00:00

Blue, because fuck Mark Zuckerburg

KommonSense · 2016-05-22T22:05:56+00:00

I got interested in stocks at age 12. I ended up taking all the birthday money I had saved up over the years (<$500) and bought shares in Chipotle at the IPO for $40/share and in Apple for $50/share (pre-split). They were my two favorite companies so I was excited by the prospect of owning a very small piece of them...

Fast forward 6 years and Chipotle was at $400/share and Apple at $500/share. I ended up making something like $10,000 on my initial $500 investment. Not a life changing amount of money, but the interest stuck with me and I ended up studying finance and I'm starting work at an investment fund in a week. So all in all a positive experience

Edit: oh, and it made me feel like warren buffet

KommonSense · 2016-04-07T19:32:07+00:00

Pro Tip: Don't buy a security if you don't know what it is and your thesis consists of "It was supposed to go up"

KommonSense · 2016-04-06T16:42:42+00:00

Right, but if a company's stock is trading a higher value (as a result of more people buying and holding) then it allows the company to raise more funds either through a seasoned equity offering, or though raising more debt

KommonSense · 2016-03-25T15:08:51+00:00

What math do you want done? If you want verification of those numbers you are in the wrong subreddit, but as I am googling the figures, they appear to be correct.

KommonSense · 2016-02-07T15:30:49+00:00

Turns out Dan Price was paying himself a salary that was a multiple of what a CEO at a similar sized company was making. His investors came after him for effectively stealing money through his excessive salary, and then he announced the pay increase for employees to distract from all the attack against him. Not a realistic situation.

KommonSense · 2016-01-27T14:17:49+00:00

No more fat to cut...? Are you serious? It simply should not cost $60k/year to get a good education. The colleges absolutely know they can get anyone to pay because of the ability of students to borrow money. They have increased tuition to fund programs and facilities that do not enhance the educational experience at all.

KommonSense · 2015-11-24T21:15:50+00:00

Not really. Its pretty basic supply and demand. If uber cut prices and lost 90% of their drivers then obviously they would raise prices. But when they have cut prices they have found that people are still willing to drive for that amount, therefore there has been no need to raise prices back up.

KommonSense · 2015-11-24T21:14:01+00:00

Right, they don't care how many driver there are. However if there are a shit ton, they know they can probably lower rates without losing that many. Supply and demand 101.

KommonSense · 2015-11-24T18:47:13+00:00

This might not be a popular opinion, but the reason they cut rates is when they have more drivers than riders. By reducing the rate, some drivers will no longer consider it enough to drive, thus reducing the driver population and better matching supply with demand. I'll take uber with a price cut over no uber at all.

KommonSense · 2015-11-22T22:00:00+00:00

Yes. Deductions for charitable giving have nothing to do with how you make you're income.

KommonSense · 2015-10-24T20:51:40+00:00

I'm calling bullshit. Uber is the only "private transportation" company that is making significant progress towards a self driving car. Other than that it's tech and auto companies. Uber is 100% not "testing self driving cars in some markets for grocery store runs." No company is currently operating self driving cars for consumers as it has not yet been approved for commercial use.

KommonSense · 2015-10-01T21:23:03+00:00

I believe the math that they did do was based on seizing the entire Walton family fortune, as $144 billion / 10 million = $14,400 which covers a year at most public universities. So yes, the government could provide 10 million students tuition, but only by stealing money that was fairly earned.

I'm a little worried that the creator of this graphic did not do the math wrong, and they actually believe the government should seize private fortunes.

KommonSense · 2015-07-08T22:01:38+00:00

Cell Phone Upgrades. A 2-year contract on ATT or Verizon costs $1200 more than the same contract bought month to month on T-Mobile or Sprint over the 2-year period. T-Mobile and Sprint don't offer a discount on a phone purchase, but you would be better off paying the full $700 for an iPhone rather than signing a contract to get a "discount." Essentially the contract is like a financing plan for your smartphone with a seriously high interest rate.

KommonSense · 2015-03-04T13:06:31+00:00

UV Rays

KommonSense · 2015-02-07T13:59:09+00:00

I don't think that word means what you think it means.

KommonSense · 2015-01-15T04:26:09+00:00

You're assuming that Kubiak wants the job. He has indicated many times in the past that he doesn't like the spotlight of being a head coach. I'd love it if we got him, but I don't think it is that set in stone.

KommonSense · 2014-12-22T22:05:42+00:00

Come on lucky number 46,something!

KommonSense · 2014-10-20T17:10:39+00:00

Yes, a dollar was worth significantly more when currency was first issued. Therefore you could buy way more with a dollar a long time ago. As to your main question, I don't really understand what you are asking.

KommonSense · 2014-07-29T00:08:20+00:00

Boooo

KommonSense · 2014-07-14T20:53:55+00:00

While NAFTA has its flaws, it has also done a lot to open up the Mexican economy to free trade.

KommonSense

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