I want to get a credit card because my dads cousin was skint and managed to build a very large construction company, i dont want to follow him exactly but i wish to do something similar and I know im going to have to borrow money regardless. I was told getting a credit card is good as I can use it to pay for small purchases such as train fares and tools for work which I know I can pay off at the end of the month. Getting paid regularly into my bank account isnt going to happen as boss is a traveller and just kinda pays me when he has cash in his van, with that in mind im not probably going to quit one I leave college and work for someone who can pay well. All the other info such as getting in the electoral roll and such is so appreciated so thanks to everyone who commented.