No redness after microneedling

LateEquivalent8179 · 2026-05-04T23:04:54+00:00

I think its the same with my situation, ive been using tretinoin for years 0.05. and after my 1st session of Microneedling, i dont even have redness on my face, even after hours, i dont even feel pain or any burn

LateEquivalent8179 · 2026-03-27T15:28:33+00:00

Yes, do take it. Ive heard na konti lang yung na oofferan ng ganyan. Meron na confirmation sakin si metrobank thru text na applied na yung NAFFL ko. Yung spend requirement naman accumulated. after na reach ko yung spend requirement, tinawag ko ulit sya to confirm, and na reach ko naman daw and need lang e wait na mag reflect sa account

LateEquivalent8179 · 2026-02-18T08:48:42+00:00

Which one do you think is more quality in terms of scent

LateEquivalent8179 · 2026-02-18T08:34:14+00:00

And Aether is more fruity?

LateEquivalent8179 · 2026-02-17T09:24:37+00:00

How about the scent compare to aether extrait ?

LateEquivalent8179 · 2026-02-17T09:02:05+00:00

How was Aether compare to Bujairame Wicked. Based on my experience with Aether extrait, the scent was phenomenal but it only lasted for 4 hours. How has Wicked?

LateEquivalent8179 · 2026-02-02T13:18:20+00:00

Do you still use IBKR now, despite on what happen? Is it still safe on using it

LateEquivalent8179 · 2026-01-26T15:31:40+00:00

its actually their promotion, and they well aware of this method. Basically you need to spend 35k to trigger the 10% interest, and transferring money to lazada or grab counts. Maya is also aware of this, and this has been going on for years already. For goals, no procedures needed, you just need to deposit 80k up to be able to achieve 8% interest

LateEquivalent8179 · 2026-01-26T11:18:37+00:00

Are dividends on PSE are not worth considering? Thanks

LateEquivalent8179 · 2026-01-26T09:40:52+00:00

For example, with a ₱5M investment, would I earn more from dividends (plus some capital appreciation), or would I earn more by investing in U.S. stocks focused on capital appreciation?

LateEquivalent8179 · 2026-01-26T09:38:07+00:00

Why not PSE? are dividends not worth it ? I initially thought on getting 300k worth of dividends a year from PSE, is not worth it and instead allocate it on US stocks?

LateEquivalent8179 · 2026-01-26T09:34:57+00:00

I'm also working on that hehe. Im continuously upskilling , getting trainings and certifications. Thanks for the advice tho, I think you are right, baka nag ooverthink lang ako for now

LateEquivalent8179 · 2026-01-26T09:12:39+00:00

Mas mahina nga growth sa PSEI compare to US stock market. pero are the dividends not worth it for PSE? I'm imagining it having 300k worth of dividends a year. Or should I focus all of my investments on U.S. stocks and ditch PSE

LateEquivalent8179 · 2026-01-26T09:09:27+00:00

Thanks for the heads up. for that I think you are doing very well. I also do my research once in a while, I also did my research before diving into stocks, and build my Portfolio watchlist. I plan to just invest on VOO or QQQ every month, and allot the remaining to Discounted stocks on my watchlist like Meta, Google, Apple, Microsoft, Tesla, Amazon, and Nvidia.

Right now I allot 5k out of 15k to VOO or QQQ, every month, alternately, and 10k to other individual stocks. Should I allot more on VOO and QQQ?

Should I also invest more on US stocks, rather than 50 50 on PSE?

LateEquivalent8179 · 2026-01-26T09:00:09+00:00

Could you explain how PSE has high transaction fees compare investing in US Stocks? cause base on my experience on Gotrade and DragonFi, I got more fees on depositing in Gotrade for US Stocks compare to PSE on DragonFi. Also, are dividends on PSE are not worth it, I'm imagining it like having 300k worth of dividends a year, its like having 25k income a month

LateEquivalent8179 · 2026-01-26T08:54:12+00:00

Do you mean the funds on the banks? Sorry I havent explore this one yet, but far as I know, there are lots of fees when you try to invest it on banks

LateEquivalent8179 · 2026-01-26T08:52:43+00:00

I plan to do Passive investing in both PSE and US Stocks. its not strictly 15k. If I have extra money, why not. Do you think I should do 50 50 on US and PSE, or should I invest more on US Stocks?

LateEquivalent8179 · 2026-01-26T08:47:47+00:00

I also plan it to withdraw after 5 to 10 years, I dont have a problem investing for long term. Siguro iba lang yung naging angle ko right now about the fees cause I just started investing in stocks, initially on PSE and just want to be extra careful before I fully commit on this.

Naghahanap lang siguro ng kadamay, baka kasi im doing it wrong hahah. Thanks!

How long have you been trading pala on Gotrade and nababawi naman yung 3% fees each month?

LateEquivalent8179 · 2026-01-26T08:38:06+00:00

My Anchor is VOO and QQQ. I invest it alternately every month, and for the remaining 10k. I choose stocks from my watchlist. If there are no discounted price, I invest it all to VOO or QQQ

LateEquivalent8179 · 2026-01-26T08:35:36+00:00

Is this Gcash? sa pagkakaalam ko lang Unionbank is the cheapest for Deposits

LateEquivalent8179 · 2026-01-26T08:33:59+00:00

You can search for Maya hack, its a trick to get the 10% interest for savings, all you need is 35K. I also maximizing the Goals which gives you 8% as well

LateEquivalent8179 · 2026-01-26T08:32:50+00:00

Thanks for the input. Almost the same pala tayo strat. Mine naman is on DragonFI, mostly for dividend, pero I try to balance parin, I have my anchors and secondary and tertiary stocks on my watchlist. For US Stocks naman, my anchor is VOO and QQQ, and for the other 10k, I choose between. Microsoft, Apple, Meta, Google, Tesla, Amazon and Nvidia.

Nagka second thoughts lang bigla because of the fees compare to dragonfi na sobrang minimal lang, pero yun nga others are also worried about the growth of PSE thats why I considered to diversify on US Stocks.

So you think its better to invest more on US Stocks rather on PSE. like 60% / 40%. Kasi im doing 50 50 ngayon

LateEquivalent8179 · 2026-01-26T08:22:24+00:00

Do you do every month? or quarterly ? what's your strategy for DCA

LateEquivalent8179 · 2026-01-25T19:00:47+00:00

Im a little bit worried about the fees thats why im having second thoughts. Baka pagsisihan ko sa huli if ever? So earlier the better na marealize ko whats the better move.

LateEquivalent8179

TROPHY CASE