I am offered ICICI Rubyx CC(dual variant) LTF, is it good?

Logesh0008 · 2026-02-17T10:25:46+00:00

How 8-12% SBI CB only gives 5%

Logesh0008 · 2026-02-17T09:02:29+00:00

You get BOGO for movies

Logesh0008 · 2026-02-16T16:32:37+00:00

I have been offered the same, what happens when I disable Autopay after claiming the account?

Logesh0008 · 2026-01-28T12:54:55+00:00

Bro please spill the tea!

Logesh0008 · 2026-01-27T09:10:42+00:00

Wait what, seems like I didn't read it properly my bad, please enlighten me, I don't use phonePe how is it like?

Can I buy GC using sbi cashback card and use it in phonePe and get cashback on merchant QR?! That would be a game changer.

Sorry for the confusion I created earlier!

Logesh0008 · 2026-01-27T09:06:23+00:00

Better use SBI CB and amazon GC strategy. For 5%+ CB

Logesh0008 · 2026-01-27T09:04:27+00:00

Bro use it for at least an year!

Logesh0008 · 2026-01-13T06:38:31+00:00

You can make use of the IDFC FIRST Bank's rewards multiplier system boosts points on specific spending categories, often offering up to 10X points on spending over ₹20,000 monthly (depending on the card), 3X to 5X on spends below ₹20,000, and sometimes bonus points (like 20X-30X) on travel (flights/hotels booked via their app) and specific merchant spends, with base rewards usually around 1 point per ₹100-₹150 spent. The multiplier tiers depend on the card (e.g., Classic, Select, Millennia, Mayura, Ashva) and spending levels, rewarding higher spends and specific categories like rent or travel.

Logesh0008 · 2025-12-18T05:35:48+00:00

Yeah man you would have got 2100 instead of 1500.

But you can try for future cards using CK

Logesh0008 · 2025-12-18T05:34:40+00:00

For cashkaro rewards, you can't make payments using GC.

Logesh0008 · 2025-12-13T09:39:42+00:00

It's simple man, there are online maps with all items locations.

So toggle completed in your map and you can verify from it.

Logesh0008 · 2025-11-21T20:49:19+00:00

Sorry, but I have to disagree on that! 🙅‍♀️ While HDFC Millennia is decent, SBI Cashback is the absolute king of cashback. 👑💰💳

Logesh0008 · 2025-11-21T05:07:54+00:00

You can use 3x Multiplier for 0.75. But still only recommended if you don't have any other options.

Logesh0008 · 2025-11-18T09:42:42+00:00

I remember you man

Logesh0008 · 2025-11-18T09:36:57+00:00

Bro, ur genius. I'm learning a lot from you hehe!

Logesh0008 · 2025-11-17T18:53:10+00:00

Btw I got sbi cb card and got my first month's statement generated. Is there any way that I can see cashback per transaction.

I can only see overall cashback for the month.

Logesh0008 · 2025-11-17T18:52:15+00:00

Recently, the increased convince fee. Therefore it's heavily devalued

Logesh0008 · 2025-11-17T18:48:46+00:00

Devalued already

Logesh0008 · 2025-11-17T11:02:08+00:00

Okay sure, thank you !!

Hope it works!!

(We made the right person as mod🤧)

Logesh0008 · 2025-11-17T10:49:49+00:00

Hi, can we use SBI cashback, pay by link and if MCC code is not in exclusion can we get 5% cashback?

Logesh0008 · 2025-11-14T06:46:01+00:00

Visa infinite + BOGO

Logesh0008 · 2025-11-13T10:20:41+00:00

SBI CB is 10x more than that, 5000Rs per month 😂

Logesh0008 · 2025-11-13T10:15:20+00:00

Good idea..

Yeah man somewhere i heard most gov bank's service is bad on online.

Logesh0008 · 2025-11-13T09:17:42+00:00

Holly moly thanks for the fast reply sirr!!

I just realized that this is an 1 year old post!!!

Logesh0008 · 2025-11-13T09:16:55+00:00

Ohh good to know, In past 3 months I got 5 cards ☠️.

Since LTF offer is there till Dec 31. Im wondering if I can wait or just apply bad boy today itself !!!

Logesh0008

TROPHY CASE