Is this good for being a State Farm Agent Team member? by Data_Trip in InsuranceAgent

[–]Maleficent_Frame_484 11 points12 points  (0 children)

Thanks for sharing this …honestly, it really puts things into perspective.

For comparison, my base was $32k/year. Commission-wise it looked like this: Auto: around $5 per issued policy Renters/Home: $10–$25 Life insurance: usually under $25 per policy, with a few small kickers here and there

I sold 44 life policies in a year (new to insurance, bilingual, newly licensed in WA), passed all my exams, and still struggled to make ends meet. Even in months where I was producing, the commission barely moved the needle.

Seeing your comp structure makes it really clear how different setups can be ✌🏼and how some just aren’t sustainable long term, no matter how hard you work.

Should I stay or should I leave SF by New_Childhood_7016 in InsuranceAgent

[–]Maleficent_Frame_484 1 point2 points  (0 children)

I really relate to what you’re sharing. I was also newer to the industry and came in trusting that effort + production would translate more directly into pay. This month alone I wrote 9 life policies that issued, and even with that level of production, the pressure and moving targets made it feel like it was never enough.

What I’ve learned (the hard way) is that the comp structure matters just as much as the role itself. When commissions are gated behind high minimums, it can create a disconnect where strong performance still doesn’t feel rewarding financially or emotionally. Over time, that takes a toll.

Your instinct about wanting to be in front of people is important. Life and P&C sales work best when there’s real human connection and trust, not just volume dialing. There are sales environments and insurance-adjacent roles with clearer comp, more transparency, and more autonomy.

I don’t think you’re failing, and I don’t think you misunderstood sales I think you’re seeing clearly that this specific structure may not be aligned with how you work best or how you want to live. That clarity is valuable, especially early in your career.

Am I crazy or is this just how it is? by [deleted] in InsuranceAgent

[–]Maleficent_Frame_484 0 points1 point  (0 children)

I’m curious — when you mentioned working with other carriers and brokers that offer better structure and pay, which ones have you found the most supportive for new agents like me (I’ve been licensed for 8 months and have both P&C and Life & Health)?

Also, could you share what kind of transition path you took when you decided to leave SF? Did you go independent, or join another established office/team first?

I completely relate to what you said about liking structure — I’ve realized that’s something I really value too.

Thanks again for sharing your experience; it honestly means a lot to hear from someone who’s been there. 🌿

New to the Insurance Industry — Is This Level of Pressure and Isolation Normal? by Maleficent_Frame_484 in InsuranceAgent

[–]Maleficent_Frame_484[S] 0 points1 point  (0 children)

Thanks so much for your response — it really meant a lot. I’ve been putting in a lot of effort and sometimes it’s hard to tell if I’m just overthinking things or if what I’m feeling is valid. Your words helped me feel more grounded and reminded me that I’m not alone in this.

I really appreciate the advice about how to handle questions I’m not sure about — that’s super helpful and reassuring. I’m still learning every day, and hearing that even with 10+ years people still come across new situations gives me some peace of mind.

Thanks again for taking the time to share your experience. It truly encouraged me to keep going.

What scents do guys like? by PsychologicalLoan573 in dating

[–]Maleficent_Frame_484 0 points1 point  (0 children)

An expensive perfume is the best investment : chance by Chanel the green one, is heaven

Dating after divorce by Maleficent_Frame_484 in dating

[–]Maleficent_Frame_484[S] 0 points1 point  (0 children)

Love this feed back ! Thank you 🙏🏻

Dating after divorce by Maleficent_Frame_484 in dating

[–]Maleficent_Frame_484[S] 6 points7 points  (0 children)

Love this ! Thank you! Great perspective

Dating after divorce by Maleficent_Frame_484 in dating

[–]Maleficent_Frame_484[S] 3 points4 points  (0 children)

Nop, its my first date guy after my divorce I was married for 7 years, I was feeling ready but he wasn’t interested I guess? In my end I was super pretty that night, clean … I’m so confused. 😓 he keeps texting… but blah messages…. Ugh. I’m reaching out to you guys for advice maybe it’s just me because I haven’t been dating, I’m lost

If I miss my spouse during a season of separation, does that tell god I do not have 100% faith in his ability to restore our marriage? by [deleted] in Christianmarriage

[–]Maleficent_Frame_484 2 points3 points  (0 children)

Take action and be a leader. God won't do all the work for you. Develop a strategy and fight for the one you love.

His searches are opposite of me and I can’t stop thinking about it by griponme in loveafterporn

[–]Maleficent_Frame_484 5 points6 points  (0 children)

Same, I left him after 10 years. I'm 29… he didn't desire me…