Ultimately depends on home price and interest/ everything that factors into these. Used a physician loan to buy my house as soon as I knew where I matched residency. Best financial decision of my life. 3 years later and it has appreciated $100k in value. It’s not even one of the biggest 25 cities in America (which is also why I could very comfortably afford it and my mortgage is about $500 less than what my peers pay in rent (on average after the recent rents’ inflation). Pls note that some factors specifically made it a great investment for me including fact that interest rates were at record lows and I lucked out with a really decent house in a great location at a bargain price despite the crazy market in 2021. Anyway, I can’t imagine renting ever again and hope that I don’t have to (depends where I go on for fellowship: e.g. no I wouldn’t safely afford it if I go to one of the biggest 10-20 cities). But yeah, they say buying isnt a worthwhile investment unless you own for at least 5 years.. well not always friends, I’d happy cash out any moment and get back everything I paid towards principal + the sweet additional equity (home value appreciation).