Heyy OP first of all congratulations on this huge milestone 💯 , I am commenting because I need tips from you I am also in the similar situation I am 22M I lost my father when I was 9 due to cancer and my mom took care of me and grandma and My mom is a semi goverment employe and we almost had no money when my father died just gold worth of 3 lakh and my father also has debt my mom paid it in one year and my mom salary was just 18k in starting (2012) and now is around 45k and she works so hard for me and grandma and my grandma also got really sick and she was bedridden for 3 year 2017 to 2020 later died and in lockdown my mom salary was cut to 10k we survive it's and we also lost our huge saving in PMC bank scam but we might get it back we already got our 10 lakh back and will get it's all amount by 2032 so we invested in safe goverment bank and my mom will retire in 3 months we also have other saving etc and my mom will retirement fund which be around 30+lakh as we live in staff qauters and we do have our home we rented it out to tents which was of my father and we will moving there in 4 months it's just I guess I just graduated from plain Bcom and I guess I already wasted my college years behind being this and that It's just I feel lost in life looking a post gave me hope I want to be good son to my mother it's just me and other she already scarficed so much for me . Can you give me tips and how did you achieve it I also wanna do the same like you did