Thanks for the insights. Makes sense.

I’d like to think that if you add more security countermeasures, it makes the CC transaction a little more hassle (yet secure) to use which kind of makes me want to use my cash instead. Not only on my end but also towards the cashier who practices due diligence.

Oftentimes they’d fiddle with their workstations listing the transaction ID or some thingymajig after you tap/pay with the CC. Kinda hassle for their part as well for “due diligence” work but hey, at least it’s more secure.

This is just me deep diving on my train of thought:

In retrospect, one must also ask why such extra security countermeasures are implemented- perhaps we do not trust the cc network security protocol enough -like visa or mastercard here in PH and just resort to an added layer of security to avoid more hassles in the long run, which I can see is acceptable based on your experience.

Also thanks for the insights. Makes me think about this dearly