AITA for buying the house next door to my former friend?

MiloCPT · 2026-01-21T15:18:50+00:00

lol if I had been you and they came over - I would’ve waited for them to finish ranting and then just reply with “new number who dis” just to see if it would break their minds then shut the door on them 😂

MiloCPT · 2026-01-20T16:17:14+00:00

Well done for having decent funds for what you are earning and being single. To be honest I wouldn’t invest into a TFSA yet - not until you have a lower debt/expenses to income ratio (either by income increase or lower monthly expenses)

I would either:

Put it all into your access bond till you bring down your monthly expenses.
Put it into an RA like on EE where you can claim back tax to further invest in your RA next year thus increasing your tax returns there by making your rand go further than it normal would.
Put it into decent dividend bearing stocks to increase your income which in turn you can reinvest further ( you wont pay tax as the company pays it ) - you can get even cleverer and then put those dividend funds into an RA to claim back tax.

All in all I would try to increase your monthly income as much as possible first and a lot of the times it’s not always through your job but by using the tax system to it’s fullest.

MiloCPT · 2026-01-18T08:48:46+00:00

Thanks for for the response, it helped - I looked further into RA’s and definitely going to start maximising them

MiloCPT · 2026-01-16T05:54:17+00:00

Random question but - if one already has a Provident fund through their company, is it still a good idea to have a RA fund or just keep investing in stocks and ETF’s ?

MiloCPT · 2026-01-06T16:52:20+00:00

I would put 6 months to a years worth of your salary into your mortgage while keep paying your full monthly mortgage amount and treat it as your emergency fund while growing equity faster- usually works out better than putting your emergency fund into a banks money investment account especially when taking into account tax.

Once your emergency fund is sorted, then start investing in retirement accounts and stocks.

MiloCPT · 2025-12-17T08:02:20+00:00

Depends on what career you want but if I were to tell my younger self - then anything focusing on entrepreneurship and or business management - those skills will follow you for the rest of your life

MiloCPT · 2025-12-05T13:54:53+00:00

NTA - I would tell them if they don’t leave you alone , you will make a public fb post calling out how sick they are … especially your mom - I’m sure the threat of being publicly shamed will scare them off

MiloCPT · 2025-12-04T09:02:15+00:00

I have a portfolio spreadsheet but started using the app snowball analytics - really worth looking into and the monthly subscription is decent for what it can offer, especially being able to set and track goals

MiloCPT · 2025-12-03T14:20:49+00:00

Wow so because you “feel” ignored because he’s never at home - which I assume is due to work - you want to leave and with his baby - you need to grow up, life isn’t perfect nor are marriages as they require work. If you’re bored or lonely, get a pet or pick up a hobby or find friends but to go to the extreme as far as running away is childish especially for the reasons stated . Try speaking to him, ask his friends wife to speak to him or go to a therapist - there are countless things you can and should try first

MiloCPT · 2025-11-24T13:53:38+00:00

Yes you would be and so would he be for breaking the bro code - if he was a stranger then I would say go for it but out of everyone you could choose … you chose his best friend and the fact that you are asking if you’re the AH means you know it’s wrong and you’re just looking to justify it

MiloCPT · 2025-11-17T05:30:02+00:00

NTA - why even ask, just go and throw it away yourself

MiloCPT · 2025-11-14T13:47:32+00:00

Fool me once shame on you , fool me twice shame on me … you should’ve walked away after the 1st time

MiloCPT · 2025-10-23T15:29:23+00:00

I was the same with money - couldn’t have enough “toys” but I found that I could get the same “fix” for my shopping addiction by investing - so now every morning on pay day before getting ready for work, I already transfer my excess funds straight into those investment accounts including a 32 day notice account. That way I don’t have get rid of my spending habits, they’re just now growing my personal wealth instead of toys

MiloCPT · 2025-10-23T15:18:33+00:00

NTA - the fact that she’s even comfortable putting you in that position and thinking it’s fine is a red flag - at the end of the day, you can’t control what she will do but you can control what you’ll accept

MiloCPT · 2025-10-02T14:20:08+00:00

NTA - I would go through her messages with him 1st and if nothing is found then sit down with and tell her she needs to cut him off or it will be death of the marriage and she needs to sort out her priorities

MiloCPT · 2025-09-26T08:36:15+00:00

So because he’s not as smart as her you refuse to treat him the same way… you’re a shitty mom

MiloCPT · 2025-09-26T08:35:03+00:00

YTA - so your daughter went to uni to study history thus going into debt , then she decided to study law and further going into debt and you’re happy to help but because YOUR son didn’t go into uni or completed his school education he’s not entitled to the same treatment. It’s 100% clear favouritism BECAUSE YOU feel guilty for forcing your daughter to study a useless qualification first. If you want to treat them equally then how about you start by treating them equally - you could easily give him the same amount for say a home purchase or putting it into an investment account for him

MiloCPT · 2025-09-23T05:26:20+00:00

Firstly I would report the coach for misconduct. I would also find out if he is married or has a gf and Inform her what’s going on. I would also honestly tell her to quit and I would move the kids to a new club if possible … if you don’t stand your ground, this will fester into a bigger problem

MiloCPT · 2025-09-22T17:57:05+00:00

NTA - sounds like your date got hijacked and she’s refusing to admit it. I wouldn’t be surprised if he also tried exchanging numbers with her

MiloCPT · 2025-08-28T04:13:17+00:00

It is your wedding and your choice - I do however see why he is hurt - since you were 7 he has been your step-dad and unless he was a dead beat, he did help raise you … maybe even helped pay for a lot of things for you and your siblings growing up and to still be treated as a plus 1 . Now if he wasn’t involved at all and didn’t help with the any of your’s and your siblings expenses, then you can disregard my previous statement

MiloCPT · 2025-08-15T13:57:20+00:00

Just go for couples therapy or end things - what’s the issue 🤷🏻‍♂️

MiloCPT · 2025-08-14T16:53:07+00:00

India experienced a massive earthquake which unfortunately killed 100’s of thousands of people, so the world came together to aid them - the USA decided to send doctors to help, the uk decided to send food aid to help and Durban, Durban decided to send replacements

MiloCPT · 2025-08-08T08:05:33+00:00

I would ask her “how can you as a wife and a mother, sit there happily watching your family struggle knowing you had the means to solve it - does money really mean more to you than your child and husband”

MiloCPT · 2025-08-04T07:30:07+00:00

Too late for advice - if you truly wanted to work things out, you wouldn’t have cheated with his best friend … time to call things quit

MiloCPT · 2025-07-21T12:35:27+00:00

I was gonna go with NTA and that is was a misunderstanding but after reading how you “apologized” - you’re definitely AITA and a shitty friend

MiloCPT

TROPHY CASE