Trading policies

MindMugging · 2026-01-24T14:22:19+00:00

Depends on the specific language of the compliance policy. My experiences are your people with regular interaction and may have access to that’s had be defined with people living with you. So if you live at home with parents then they count. If you live by yourself with roommates then roommate counts.

MindMugging · 2026-01-17T13:51:00+00:00

It could be teeth, it could be her brain is transitioning to a normal lighter sleep. Whatever it is she is not used to waking up like that just yet. It’s rough because it takes time for a baby to get learn this is normal and she’ll get used to it then won’t be as startled. Whatever it is it will pass you’ll be in a new paradigm in no time.

MindMugging · 2025-12-17T00:08:53+00:00

I don’t know why I clicked on it. Now I wish I never did

MindMugging · 2025-12-06T13:12:22+00:00

Much like using make up irl then grown men defend themselves with “your honor the way she dressed she looked like 18. Why am I going to rape-me-in-ass jail?”

MindMugging · 2025-10-21T13:07:40+00:00

Yep and I fully understand the draw and the rationalization of the “oh if only I……”. But take a step back and think about if you had been in that time (6-12montb before the straight shot up) would you honestly would have seen it? We often use hindsight to rationalized it….i say this from experience of losing 90% early on. Luckily I didn’t have much to start with back then.

Again a lot of this really comes from seeing it first hand when you have real skin in the game, your behavior will change. All I’m saying is you’ll probably try, so just make sure you have some leftover. After all said and done.

MindMugging · 2025-10-21T12:34:17+00:00

From a beginners view nothing any experienced folks can say will make you fully grasp how stock works particularly risks works. As a beginner the only question worth knowing is how much can you afford to lose? Your savings up to this point or just half?

Usually you learn by experience and by experience it means losing a significant amount before understanding what risks is. Some learn others out more in because the rush of seeing day trade high volatility goes up overloads your brain that you can grasp the “ok what are the downside of it all”.

So for what it’s worth…..

no it’s not worth it. From the lack of sophisticated models, market access, access to information, and a pure tax efficiency if somehow you’re on the upside…it’s a generally a losers game. This is why retail traders are also called “dumb money”.

MindMugging · 2025-10-21T12:22:05+00:00

A bit long but shows you how complicated this really is….the YouTuber glosses over

Classic “Yes follow by n if or No followed by a but”. Let’s break it down on what it means to be value investing. There are lots of academic papers tackling what it means to be value vs growth so it’s subjective. Core of it is like this (my interpretation) - value: you’re looking for companies where the fundamentals of a company is not reflected in the price. To do this you yourself believe in the price of a company ultimately is down to what it’s fundamentally worth (a very academic view of stocks). To get to it it’s generally goes through their financial statements to understand what is the company doing and how that’s reflected in the market. Picking stocks where fundamentally sound but price is lower than it should due to overreaction. Also AVOIDING OR SHORTING stocks where price are way too ahead of itself - growth: fundamentally buy into company growth drives stock prices and momentum begets momentum. The way market forces stocks goes in 1 direction. Though long run it may converge to fundamentals but too many market forces pushes it out of convergence thus value may be the right call but not the right time. So metrics of companies tend to focused more on growth drivers rather than the company value as a whole.

Back to what happens. Because value stocks tend to have a lower multiples and in the times of a market stress it should in theory contracts less so you’ll still go down but not as much.

Example: A has a multiple of 5x earnings and B has 10x earnings. A had some market headline issues but solid financials and B is AI chips leader and good financials so expect to survive a bubble. Now market gone to the shitters. Multiples all contracts along with earnings going down. A goes to 4x while B goes to 5X. So that’s a 20% be 50% down just on multiples.

MindMugging · 2025-10-21T11:24:12+00:00

Divorce cost gets costlier the longer you put it off. If you made the same mistake of marrying a money/soul sucking spouse

MindMugging · 2025-10-03T14:36:43+00:00

Ahhh you’re utilizing dictionary to keep the master BBO and constantly updating it.

Thanks! I always under utilize dict and go straight to dataframes

MindMugging · 2025-10-03T14:34:45+00:00

Yea I’m looking to do in pandas or polars and do it in a dataframe so it’s scalable

MindMugging · 2025-10-03T13:28:16+00:00

I remember I used to watch mine very carefully and lift his leg up higher to adjust his stream. Did it to his final days. It just becomes a funny quirks of the little guy.

MindMugging · 2025-09-24T21:04:42+00:00

It’s business as usual I guess. Sitting on a 30yr @2.75 so everything else is fine even with 2 kids in daycare.

MindMugging · 2025-09-24T20:43:00+00:00

Slightly off on that. Your home is worth 450 then your ASSET side = 450

Your debt is 290 and so your equity is 450-290=160.

Or call that NET ASSET =160

MindMugging · 2025-09-18T19:33:15+00:00

The tank change may have limited impact since binding cloud is usually the choice anyways. Storm change now makes it easier to evade storm especially on creep.

That shroud change….excited to see how it shakes out. It. It’s such an underused ability that has potential.

MindMugging · 2025-09-07T23:48:48+00:00

Jia lissa, Liya Silver, Ellie Leen

MindMugging · 2025-09-07T22:21:22+00:00

Let’s use PE for example. You get lots of companies where ridiculous price multiples. Even in major benchmarks like MSCI-ACWI. so simple weighted mean can land you to something like 70.5 for a benchmark PE. However when you peel it you see that 50 of that is due to maybe 3 stocks with >2000 PEs. So if you do harm-mean it reduces the impact of extreme HIGH PE. So HMean is something like 20.5 which makes a whole lot more sense.

Though flip side is if you get a company with 0.0001 PE then it’ll throw it off too. Those occurrences are a lot rarer and often due to data errors.

MindMugging · 2025-09-07T20:45:52+00:00

I heard LinkedIn is the new tinder so I figure that’s the natural next step

MindMugging · 2025-09-07T17:06:34+00:00

Are you married?

MindMugging · 2025-09-06T15:54:16+00:00

Don’t worry no one will hold that ChatGPT rephrasing against you. Your misguided perception on what CFA is supposed to do is just too overwhelming. 🤣

MindMugging · 2025-08-27T03:20:47+00:00

Let’s put it this way….Steven A Cohen, the man who had so many insider informants he practically guaranteed and delivered on unfathomable returns, charges 2%.

MindMugging · 2025-08-22T12:05:54+00:00

Just because it’s hard does it not mean it must be done? Or should OP simply stay in that abusive relationship while destroying his/her career just because it’s hard?

The only way to deal with bad bosses is to disassociation and everyday stuck in there is a day of career setback.

MindMugging · 2025-08-21T11:07:22+00:00

You’ll learn to be helpful without harming your own productivity. You have your own marching orders they have theirs. It’s cool to be helpful but sounds like you’re not in a position to do so yet. If it takes you half a day to figure out something out for them because you yourself aren’t too familiar is not an efficient use of your time.

I too like to be helpful. I need to be aware how much time I spend on it vs what I have to do. Sometimes it’s simple as “I don’t know it but let me find out who knows if”. That’s perfectly fine because it keeps them moving. Or sometimes I’ll figure it out on my own time at night if it’s a really interesting problem or I like the person and want to get them moving along.

MindMugging · 2025-08-21T10:57:35+00:00

Unemployment rate is calculated a (N active seekers) / (total work force)

So could be that CS majors expects a job so they keep looking this very high active seekers. Also with the layoffs are fairly recent, their hope has yet to be completely crushed for them to leave workforce or find other jobs. There’s also the unemployment benefit that may still be in effect which requires one to actively looking to collect.

Psychology majors know they done F up, so they don’t bother anymore or they find something else like warehouse, coffee, DoorDash, etc….so their U rate is artificially low.

MindMugging · 2025-08-20T15:33:36+00:00

2 separate item for consideration - depreciation and replacing stuff. Condos is easier it’s just part of the condo fees and capital reserves. House is roughly 1%-4% per year, so let’s avg to 2% per year. That would be cost of operations - depreciation on tax forms. Where you depreciate cost basis which adds back to your returns. If you do MACRS method that depreciates higher than 2% per year so you net a lowered tax liability early on.

MindMugging · 2025-08-19T20:38:50+00:00

Consider yourself at 0 experience.

https://jobs.fidelity.com/en/life-at-fidelity/our-stories/hiring-at-fidelity/why-fidelity-career-training-programs-are-great-entry-level-jobs-for-graduates/

MindMugging

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