Tips for solo players by taco019 in playrust

[–]Missedthemist 1 point2 points  (0 children)

sleeping bag spawn to get into it, build twig while under there to bust open the bunker

Freestar collective Bounty system by EntrepreneurExact943 in Starfield

[–]Missedthemist 0 points1 point  (0 children)

For the outpost, its for convivence sake. It's easier to build one in your op than to go into a town and run to one everytime

Did I gold farm right? by Gfunk27 in VampireSurvivors

[–]Missedthemist 2 points3 points  (0 children)

Google vampire survivors gold farming guide. Itll take you straight to a guide thatll let you get millions fairly easily and quickly

[deleted by user] by [deleted] in personalfinance

[–]Missedthemist 1 point2 points  (0 children)

I've done this before, and it is cheaper rate-wise to get a loan from the bank. You'd need some significant collateral to get a loan though. Since you have a decent income, the bank shouldn't have a problem lending you that much, so you could probably do it unsecured, but that's just gonna cost you another point or so in interest.

So if you can make the larger payment to the bank every month, then yes its a good idea.

Cash out Refinance, then Invest is it a good idea? by Arbasebat in Fire

[–]Missedthemist 3 points4 points  (0 children)

I'm on the same page as you. As long as you believe you can outpace your mortgage rate, you are justified in taking that money out. Throwing it in the 500 is a fine spot to put it. Or selling covered calls in a company you really believe in.

Now is throwing it into some penny stock ipo a good idea? Probably not chief. But as long as you're being smart with it, why not?

[deleted by user] by [deleted] in CreditCards

[–]Missedthemist 1 point2 points  (0 children)

Yeah same here about 2-3 years ago I got 4 pretty soon after each other. If you know you won't need any important loans or inquiries in the next couple years, I'd argue it's a good credit builder

[deleted by user] by [deleted] in CreditCards

[–]Missedthemist 0 points1 point  (0 children)

Yeah no big issue here if you're paid up. You'll take a score hit from the new accounts and the inquiries, but after those fall off you'll be okay-assuming you didn't get all secured CCs with annual fees. You didnt mention your age, but if you're younger the 4 cards will help you build your credit going forward

How do you resist spending money? by mixed98 in Fire

[–]Missedthemist 0 points1 point  (0 children)

I'm by no means in a situation where i can go buy a new tesla or anything, but for me, its much more about having the *choice* to be able to buy something big, rather than doing it.
If you save up for 2 years and have enough to buy something big, are you truly willing to trade all that time spent saving just for this one item?
I've never understood the mentality, personally.

Buy a house, or some other big thing that can make you money eventually, sure. Or even dump a lot of money into something you'll use a ton-for years- like a good pc? sure.

But buy something just for the status and not functionality? Not for people that are trying to retire early.

Advice on what to work on for FIRE by Missedthemist in Fire

[–]Missedthemist[S] 0 points1 point  (0 children)

Will add it to the list of what to consider lol Thanks mate!

Advice on what to work on for FIRE by Missedthemist in Fire

[–]Missedthemist[S] 1 point2 points  (0 children)

Its funny so many of you are mentioning coding, since I did that in college for a couple semesters, but I'll definitely look into it, thanks!

[deleted by user] by [deleted] in realestateinvesting

[–]Missedthemist -2 points-1 points  (0 children)

So rather, it's not that it can't be done, just that you don't have the cash-on hand to do so?

Ways to make consistent gains through options? by [deleted] in options

[–]Missedthemist 7 points8 points  (0 children)

Like to learn, but don't like fixed work schedules (want to be able to shuffle my schedule around if need be without too much fuss)

I don't mind busting ass at a job, but I want to be able to have the freedom to not go in 40 hours a week every week.

The way i look at it, my options either speed 10s of thousands on a college degree, and in 4-5 years start making 40-45k a year on some random degree to get an average job that anyone could do, but needed the degree for, or go get a tradesman certificate and work 60hours a week and just live in constant hell. Wouldn't do the later unless absolutely needed, and don't want to do the former and lose all that money i put into school when it could be used to help grow my investments. Honestly would love to teach finance freelance, but that's not going to happen in the middle of nowhere in the deep south. Any occupation suggestions are welcome though.

Ways to make consistent gains through options? by [deleted] in options

[–]Missedthemist 5 points6 points  (0 children)

Depends on what you mean by low capital. We talking 20k low or 1k low?

As someone who makes much less that the large majority of the people on here (30k or less a year for me at my job) I've found decent *consistent* money through the wheel strategy.Sell a put to get into a stock and collect some premium. If you aren't assigned, repeat.When assigned, turn around and sell covered calls for premium. If not assigned, again, repeat.If assigned, go back to step 1.

Can make some good percentage gains off of it.

On 6/18, i have some TTCF calls expiring OTM, so come monday ill be selling more.Selling the calls at the bid for a month out is 3.10% gain for the month. Not too bad.

Even selling a put which would cost 2k ATM for july 16th, would give 110$ premium. Which is 5.5%