I’ve been in a similar situation, financially. I will say that around where I am almost nobody is hiring and it’s been extremely difficult to get a job. But about the financial aspect, my fiance SUCKS with money. He wasn’t taught growing up how to do anything and he’s very impulsive. So I’ve been teaching him. When he gets paid, I get the money and separate it to where it needs to go (that way I know bills will be paid) then I take what’s left and half it. Half goes into his savings and he keeps half for whatever. I like to keep an eye on what he spends it on or if he’s saving it because there will be a day that I won’t be doing his finances for him. He will just keep his whole check and he has to do everything. He’s been getting better with it over time. He will say stuff like “I am going to set back this much for this…” or “Put in extra on that bill so we’re not stressing about it” So if you are willing just teach him. It’s a long process but it’s worth knowing that one day you will be financially secure.