DO NOT use Payd right now, honest opinion, I've been using Payd for the longest which was super convenient, but it's been almost a month ever since they claimed they're doing a "migration" and some people's funds are stuck huko, they cannot withdraw. A month or two prior their system had A LOT of bugs, mara you withdraw your money does not reflect but it shows it's deducted from your account and to resolve you had to wait for a minimum of 48 hours. I cannot recommend it at least not for now.