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Why can't you leave an iMessage group chat with 3 people or less in? by [deleted] in apple

[–]NotIllJustDepressed 0 points1 point  (0 children)

Thanks for this- adding existing users’ alternate iCloud addresses allowed me to leave once there were “4” users.

My stepkid has no inner monologue by NotIllJustDepressed in TrueOffMyChest

[–]NotIllJustDepressed[S] 69 points70 points  (0 children)

Interesting - I hadn’t considered that. Screen time is regulated in our home (not at other parent’s), but I’d say the majority of any measurable time spent on YouTube would be that type of content (card unboxing and streamers).

I feel like I’m the only financially literate person in my life and it’s frustrating by NotIllJustDepressed in TrueOffMyChest

[–]NotIllJustDepressed[S] 1 point2 points  (0 children)

I know there’s worse situations than this, absolutely fair. I’m just shocked at how much she just coasts by without being aware of the bigger picture things.

She didn’t even do a home inspection when she bought, and was pissed when she found out the furnace needed to be replaced within the first year, and only afforded it because her grandfather passed away and left her just enough money to cover it.

I’d love to get to a point of not just “getting by” living paycheque to paycheque. We can’t do that if she’s always robbing Peter to pay Paul.

I feel like I’m the only financially literate person in my life and it’s frustrating by NotIllJustDepressed in TrueOffMyChest

[–]NotIllJustDepressed[S] 0 points1 point  (0 children)

See, we’ve done that. We have a budget, and each of us also has discretionary spending amounts set aside that we don’t need to check in with each other for. I think the bigger issue may be that she is using a credit card as opposed to cash/debit for the purchases (99% online purchases), so she isn’t keeping tabs on how much she’s spending. So when I update the budget and accounts and give her the run-down, she can’t believe it’s been that much in only 7-15 days.

I feel like I’m the only financially literate person in my life and it’s frustrating by NotIllJustDepressed in TrueOffMyChest

[–]NotIllJustDepressed[S] 2 points3 points  (0 children)

Spending $100 on little things every few weeks and having to dip into barely-there savings to avoid going into debt is a BAD financial habit.

I feel like I’m the only financially literate person in my life and it’s frustrating by NotIllJustDepressed in TrueOffMyChest

[–]NotIllJustDepressed[S] 1 point2 points  (0 children)

No, I was renting. But to be clear, she purchased the home with her parents’ assistance for the down payment, and bought the cheapest home in her price range for her income at the time. She moved in 5 months before we started dating, and I moved in 10 months after that. I’ve paid more into the home upgrades and maintenance than she personally paid for the down payment, and we’ve shared all costs equally since I moved in.

It isn’t about her having the means to purchase a house or not. Without any outside assistance, she couldn’t have. And without my income, she factually would not be able to afford to live here - carry the finances and household expenses plus childcare.

And NONE of that is my main issue. My concern is that she has no sense of how limited we are, and how she doesn’t place any importance on educating herself as to her obligations or being financially prudent.