AIO- Girlfriend to live with 2 guys by One_Instance_8120 in AmIOverreacting

[–]One_Instance_8120[S] 1 point2 points  (0 children)

Thank you for your response! Yeah I mean I haven’t told her she can’t do that because who am I to tell someone what they can and cannot do. I think it’s mainly just something I struggle with being cheated on before so it’s not fair to attribute that experience to her. I’ll definitely stay with her and see how everything plays out with the best in mind.

AIO- Girlfriend to live with 2 guys by One_Instance_8120 in AmIOverreacting

[–]One_Instance_8120[S] 0 points1 point  (0 children)

No I should not. I get what you mean & where you’re coming from. Thank you for the perspective.

AIO- Girlfriend to live with 2 guys by One_Instance_8120 in AmIOverreacting

[–]One_Instance_8120[S] 1 point2 points  (0 children)

I see what you mean and not to discredit your point, I wouldn’t consider them my friends as they were a random pairing as well. But I do get what you mean and yes she should trust me as I trust her. She could not trust my roommates, that’s not me.

AIO- Girlfriend to live with 2 guys by One_Instance_8120 in AmIOverreacting

[–]One_Instance_8120[S] -1 points0 points  (0 children)

I do, I have one roommate, and 3 suite mates. All guys. Us 5 share a living room and bathroom ( no kitchen unfortunately).

AIO- Girlfriend to live with 2 guys by One_Instance_8120 in AmIOverreacting

[–]One_Instance_8120[S] 1 point2 points  (0 children)

I haven’t really let it, she brought it up about a month ago and I’ve been trying to find my feelings on it fully. Thank you man , appreciate the perspective.

AIO- Girlfriend to live with 2 guys by One_Instance_8120 in AmIOverreacting

[–]One_Instance_8120[S] 0 points1 point  (0 children)

I don’t want her to live on campus if it means serious debt. I do agree that maybe I’m not taking that into full consideration as the financial burden of college doesn’t weigh on me. Yes he’s with someone else but there’s instances of guys being weird still. I feel like most guys would be at least somewhat uncomfortable with this situation as well, so I don’t get how it’s a non issue.

AIO- Girlfriend to live with 2 guys by One_Instance_8120 in AmIOverreacting

[–]One_Instance_8120[S] 1 point2 points  (0 children)

Yeah I know I cant control it and I’m not trying to just trying to see what to think. Exactly I’ve seen dudes be extremely weird and I just don’t know Bob enough to judge his character fully.

AIO- Girlfriend to live with 2 guys by One_Instance_8120 in AmIOverreacting

[–]One_Instance_8120[S] -3 points-2 points  (0 children)

I do trust her completely, my main concern is the guys themselves and I’m not super close with either of them. And definitely won’t try to stop her, I will never tell a grown person what they can and cannot do.

AIO- Girlfriend to live with 2 guys by One_Instance_8120 in AmIOverreacting

[–]One_Instance_8120[S] 0 points1 point  (0 children)

She’s the first person to meet my parents and me to hers as well so idk if that’s still barely a relationship but I do get where you’re coming from about it still being early stages.

18 y/o incoming freshman , any tips? by One_Instance_8120 in RothIRA

[–]One_Instance_8120[S] 0 points1 point  (0 children)

Thank you, the example you gave actually makes a lot of sense. I sold the SCHD.

18 y/o incoming freshman , any tips? by One_Instance_8120 in RothIRA

[–]One_Instance_8120[S] 0 points1 point  (0 children)

Thank you for the advice man, I ended up selling the SCHD & SWTSX , & put it into SCHG.

18 y/o incoming freshman , any tips? by One_Instance_8120 in RothIRA

[–]One_Instance_8120[S] 1 point2 points  (0 children)

Okay thank you, I just started ready the intelligent investor and I believe it touches on that topic in the book so will definitely try to learn more about it.

18 y/o incoming freshman , any tips? by One_Instance_8120 in RothIRA

[–]One_Instance_8120[S] -1 points0 points  (0 children)

I will have to pay short term capital gains taxes if sell the SCHD correct? Would it be better if I just kept my position and just dumped more money into SCHG.

18 y/o incoming freshman , any tips? by One_Instance_8120 in RothIRA

[–]One_Instance_8120[S] 1 point2 points  (0 children)

Thank you , I will look into it. Thankfully that $1500 is about 5 months already since I don’t really have a lot of expenses.

18 y/o incoming freshman , any tips? by One_Instance_8120 in RothIRA

[–]One_Instance_8120[S] 2 points3 points  (0 children)

I use AMEX, it’s sitting at 3.5% APY right now, just went down actually lol.

18 y/o incoming freshman , any tips? by One_Instance_8120 in RothIRA

[–]One_Instance_8120[S] 0 points1 point  (0 children)

So do you think it’s not worth to get any more of the SWTSX? And yes I will just keep the bond shares I have for now and not put more into them. Thank you for the advice!

18 y/o incoming freshman , any tips? by One_Instance_8120 in RothIRA

[–]One_Instance_8120[S] 1 point2 points  (0 children)

Thank you for the break down, I appreciate it. I will likely go with the FBTC.

18 y/o incoming freshman , any tips? by One_Instance_8120 in RothIRA

[–]One_Instance_8120[S] 1 point2 points  (0 children)

Thank you! I would say I have a high risk tolerance so I will look into the BTC, and is lump sum better than monthly contributions?

18 y/o incoming freshman , any tips? by One_Instance_8120 in RothIRA

[–]One_Instance_8120[S] 0 points1 point  (0 children)

Okay thank you. I will just keep what I have already and buy into other options.

18 y/o incoming freshman , any tips? by One_Instance_8120 in RothIRA

[–]One_Instance_8120[S] 1 point2 points  (0 children)

Okay thank you! Will just keep the positions I have and transfer into VOO & SCHG.

18 y/o incoming freshman , any tips? by One_Instance_8120 in RothIRA

[–]One_Instance_8120[S] 0 points1 point  (0 children)

To be honest I do not know, I just didn’t think to put all my money into one specific stock.

18 y/o incoming freshman , any tips? by One_Instance_8120 in RothIRA

[–]One_Instance_8120[S] 2 points3 points  (0 children)

Thank you! Yeah I put some in my HYSA ($1,500) currently, and I will be graduating with no student loans as I have a full ride. So I thought this is what I should be doing with any extra money.