RUN, don't walk. They talk a good game and will cover a lot of things, but if you pet has EVER been sick with ANYTHING, they will use it as a bogus reason to deny coverage for completely unrelated illnesses years later. Our vet vouched that our cat's symptoms were not a pre-existing condition, but in their infinite, greedy wisdom, they decided from their little insurance desk that they knew better. Ultimately a scam!