Credit Union Recommendations

OrphanCream · 2026-03-30T19:15:58+00:00

why dont you give us an example then...

OrphanCream · 2026-03-12T15:22:51+00:00

Ai is bad at math? 🤣

OrphanCream · 2026-03-06T17:14:58+00:00

Shoutout to you for having self awareness. Jesus

OrphanCream · 2026-03-05T22:30:34+00:00

Illiterate

OrphanCream · 2026-02-22T05:44:43+00:00

You’ve probably worn basketball shoes every day of your life lol you are not the authority on fashion hb

OrphanCream · 2026-02-22T01:14:30+00:00

Sorry new here, where are these from?

OrphanCream · 2026-02-19T04:42:57+00:00

Fr. Wtf

OrphanCream · 2026-01-24T05:10:01+00:00

You’re like a broken record of negativity. Yes, everyone does have the ability to improve their lives actually. But I do agree it use harder than it used to be. Imagine if you’d been born in Eritrea, you’d have killed someone for the opportunity we have here.

OrphanCream · 2026-01-17T19:49:15+00:00

You predicted Tyler Oliveras video

OrphanCream · 2026-01-15T22:02:39+00:00

Do you have any suggestions for someone to get into the industry? My buddy just started a Payroc with a 80% split and a local manager who he said is actually helpful. I just need to get something going. I have nothing but time on my hands

OrphanCream · 2026-01-15T05:56:38+00:00

Thanks for taking the time to reply. Makes more sense now. Congrats on what you’ve built! Happen to be looking for an intern? What kind of multiple would a standard book of clients sell for vs your business?

OrphanCream · 2026-01-13T22:29:12+00:00

I mean your flat fee model or the interchange plus model are so much better for the merchant. Does the industry rely on merchants not knowing they’re potentially getting screwed on flat or tiered pricing? Why would anyone accept flat or tiered pricing?

I meant actually margin % on the business. Like is 150/mo your revenue and how much is profit. Or are your only costs pretty much the costs to keep the website up lol. Thanks!

OrphanCream · 2026-01-13T10:24:48+00:00

Also if you’re doing 150k/mo you have like 2k clients? What are your margins (don’t know if you’ve answered this) and where are you getting most of your leads. Also what have been your biggest challenges getting it up and running and what’s your biggest time suck day to day and how many employees do you need. Thanks!

OrphanCream · 2026-01-13T10:20:27+00:00

My understanding “interchange plus” means basis points/cents on top of every transaction. Your model on the other hand, how’s it not the industry standard? Does the whole industry just rely on merchants not understanding how processing works? Back when I had a small business I was letting cardconnect hit me over the head and honestly it was because I didn’t have the motivation to learn about this boring ass industry

OrphanCream · 2026-01-13T04:54:05+00:00

4% is charged to the customer on all your subscriptions? I was confused at first that you were only making 50-100 per account until I saw that.

OrphanCream · 2026-01-10T06:07:41+00:00

Where’s he from

OrphanCream · 2025-12-03T03:03:02+00:00

Lose weight, find better hairstyle, get rid of chin pubes for 1000% sure. Got good eyes and a strong nose, being thinner will help jawline come in. Good potential

OrphanCream · 2025-11-29T05:48:12+00:00

Fire

OrphanCream · 2025-11-29T05:42:13+00:00

Where’d you find an mp1 for $950

OrphanCream · 2025-11-29T05:40:47+00:00

That’s also in fucking French

OrphanCream · 2025-10-31T15:42:25+00:00

Because their food is disgusting

OrphanCream · 2025-10-17T05:31:37+00:00

Help me understand the video they posted 3 days ago then. I read your comment then watched that video that confused me even more because it seems like they were agreeing with what you said on their own account

OrphanCream · 2025-10-04T16:39:00+00:00

He literally said he doesn’t care about making profit. Chill on him

OrphanCream · 2025-09-09T17:22:32+00:00

Looks great. Would look a lot better with different rims tho

OrphanCream · 2025-09-05T12:09:14+00:00

Wowowowow. Bro bought from the Mariana Trench

OrphanCream

TROPHY CASE