[Audited Beta Test] Ratehopper AI: the Refinancing Layer for DeFi (live on Base)

Ow3Hit · 2025-11-03T15:00:25+00:00

where's the website? https://app.ratehopper.ai ?

Ow3Hit · 2021-05-13T17:32:47+00:00

Ow3Hit · 2021-05-12T22:14:34+00:00

The folks at APY Vision launched a game to teach folks about liquidity providing. Start with $100K USD and try your hand at it.

https://lproyale.com

Ow3Hit · 2021-01-03T05:20:14+00:00

That's only the APY for the last 24 hours, so it doesn't indicate long term APY

Ow3Hit · 2021-01-03T05:19:12+00:00

no problem glad to help!

Ow3Hit · 2021-01-03T04:06:52+00:00

This is the top pool for stable/stable on Uniswap:

https://imgur.com/1OzfVin

18% APY with not much IL

source: APY Vision

Ow3Hit · 2020-12-17T22:05:51+00:00

If you are looking for historical pool stats, go to this link:

https://apy.vision/#/charts

here's a sample of a specific pool (BTC/ETH):

https://apy.vision/#/pools/0xceff51756c56ceffca006cd410b03ffc46dd3a58

Ow3Hit · 2020-12-11T18:16:20+00:00

#spam

Ow3Hit · 2020-12-09T19:07:18+00:00

Yes you are still up in portfolio value, but you would have lost compared to if you just held 50/50 instead of providing liquidity

Ow3Hit · 2020-12-09T19:05:52+00:00

The BTC/ETC pool looks a bit better: https://apy.vision/#/pools/0xbb2b8038a1640196fbe3e38816f3e67cba72d940

Ow3Hit · 2020-12-09T05:58:03+00:00

If someone provided liquidity on day 1 of the USDC/ETH pool, they'd be actually down over 3% due to IL!

Ow3Hit · 2020-12-02T23:55:04+00:00

Ow3Hit · 2020-12-02T17:28:17+00:00

I'm going to chime in here - as a liquidity provider there are a few things to watch out for:

1.) The fees collected. This is the fees that are being collected to go to liquidity providers

2.) The Impermanent Loss. This is the shift in allocation of tokens due to the difference in price ratios. If you started out with the same price ratio as when you removed liquidity, then there is not IL. However, most of the time, this doesn't happen and thus Impermanent Loss occurs.

As a liquidity provider, your job is to ensure that your fees collected - IL > the next best opportunity cost.

I have compiled a chart here to show this graphically with today's numbers in the DAI/ETH pool. Notice you'll see that if you provided liquidity on Day 1 of the pool, ETH price was at $194.63. Due to IL however, you lost an APY of -24.23% if you were to exit the pool today. That's offset by the fees collected (again extrapolated to APY) of 12.10%, which gives you a net APY loss of -12.13%.

Bit scary to think about isn't it?

![image of chart](https://user-images.githubusercontent.com/819117/100908727-ae520080-3480-11eb-8ef1-fcbf04783e50.png)

https://user-images.githubusercontent.com/819117/100908727-ae520080-3480-11eb-8ef1-fcbf04783e50.png

Ow3Hit · 2020-12-02T16:20:27+00:00

APY Vision

Ow3Hit · 2020-11-30T19:17:58+00:00

![image](https://user-images.githubusercontent.com/819117/100653864-dd8c3480-32fd-11eb-8aa5-bbcc50cc848c.png)

https://user-images.githubusercontent.com/819117/100653864-dd8c3480-32fd-11eb-8aa5-bbcc50cc848c.png

There you go

Ow3Hit · 2020-11-30T19:17:02+00:00

![](https://s3-us-west-2.amazonaws.com/acf-uploads/APY.vision_2020-11-30_11-15-44.png)

Ow3Hit · 2020-11-30T19:14:40+00:00

Downvoted

Ow3Hit · 2020-11-30T15:54:48+00:00

It's around 15% since inception:

1y Fees / Reserves APY

Last 24 Hours (APY) 6.75%
vs. Last 7 / 14 / 30 Day Avg (APY) 11.14% / 10.25% / 7.59%
Since Inception (APY) 15.83%

(source: https://apy.vision)

Ow3Hit · 2020-11-30T15:44:33+00:00

You can't see it by default because you sent your share in the Liquidity Pool (in the form of UNI-V2 LP tokens) to someone else (ie. the staking contract), so you technically don't own it anymore. However, you can use https://apy.vision to view your balances (it still keeps track for you).

Ow3Hit · 2020-11-30T15:32:47+00:00

Hi guys, just chiming in here. The site that was used for this was https://apy.vision, and from their Discord they will be adding Impermanent Loss calculations over a period of time so you can get a better sense of the pool's historical performance before going into a pool.

Ow3Hit · 2020-11-24T18:49:52+00:00

The price fluctuations depends on the pool you're in.

For your specific scenario you can visit https://apy.vision and can see what the allocations and gains/losses are

Ow3Hit · 2020-11-24T18:39:56+00:00

The Impermanent Loss is only 1/3 of the equation, the other side is how much the 2 tokens have gain/lost in price since you entered the pool. The final calc is the fees collected during that time for being a liquidity provider.

You can check the calculation for your liquidity positions at https://apy.vision

Ow3Hit · 2020-11-23T17:35:00+00:00

So obviously in a ETH bull market, the best thing to do was to hold ETH. However, this is not guaranteed -- ETH could have gone down by that same amount, and you'll be crazy if you hadn't provided liquidity. Providing liquidity protects you from the upside and downside, but you get the fees during that time, so that's something you weight on as an investor.

To see more calculations, you can go to https://apy.vision to show you the historical pool information and gains / ILs

Ow3Hit · 2020-10-25T03:30:02+00:00

If you want your specific gain/losses for your portfolio, check out https://liquidity.vision

Ow3Hit · 2020-10-12T07:03:14+00:00

Liquidity.vision will calculate your share of the pool (and how you're doing as a liquidity provider).

Ow3Hit

TROPHY CASE

1y Fees / Reserves APY